PYMNTS Intelligence

5 Ways 2024 Kicked Off A New Era for CFOs and Treasury Pros
5 Ways 2024 Kicked Off A New Era for CFOs and Treasury Pros
December 20, 2024  |  CFO

The year 2024 has been nothing short of transformative for CFOs and treasurers, reshaping their roles into a blend of strategy, technology and operational precision. ...

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New Data: eCommerce Merchants See Big Gains by Embracing Digital Wallets and BNPL
New Data: eCommerce Merchants See Big Gains by Embracing Digital Wallets and BNPL
December 20, 2024  |  eCommerce

Credit and debit cards still dominate the eCommerce arena, yet alternative payment methods such as digital wallets and buy now, pay later (BNPL) plans have...

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More Than Half of US Companies Use Real-Time Payments
More Than Half of US Companies Use Real-Time Payments
December 20, 2024  |  Real-Time Payments

Instant payments continue their global sweep, with expanding RTP® network capabilities from The Clearing House in the United States, Australia simplifying cross-border transfers and Hungary...

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Consumer Spending Lifts Q3 GDP, but Savings Rates Are Pressured
Consumer Spending Lifts Q3 GDP, but Savings Rates Are Pressured
December 19, 2024  |  Economy

In the latest and final revision of how the economy fared in the third quarter — through the growth in gross domestic product — the...

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Supplier Integration: A Strategic Pillar for Working Capital Efficiency
Supplier Integration: A Strategic Pillar for Working Capital Efficiency
December 19, 2024  |  Accounts Payable

There are two sides to any commercial transaction. Within B2B, buyers and suppliers find one another and agree on terms, funds flow, and accounts payable...

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54% of Consumers With Unstable Cash Flow Prefer Providers Offering Embedded Lending
54% of Consumers With Unstable Cash Flow Prefer Providers Offering Embedded Lending
December 19, 2024  |  Loans

Embedded lending, the integration of credit offerings into platforms where consumers and microbusinesses (MSBs) can apply for credit directly during a transaction, is gaining traction...

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12 Ways Instant Payments Delivers Value Across the Financial Ecosystem
12 Ways Instant Payments Delivers Value Across the Financial Ecosystem
December 18, 2024  |  Money Mobility

Instant payments are rapidly becoming a preferred method for disbursements, revolutionizing how consumers, SMBs and enterprise senders manage their finances. And there is a consistent...

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November Issuer Data Extends Trend of Rising Credit Card Charge-Offs
November Issuer Data Extends Trend of Rising Credit Card Charge-Offs
December 17, 2024  |  Consumer Finance

Securities and Exchange Commission (SEC) filings from several card issuers offer up a mixed portrait of the U.S. consumer in November. Delinquency rates were lumpy,...

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Most Small Insurers Set 12-Month Plan to Implement Real-Time Payments
Most Small Insurers Set 12-Month Plan to Implement Real-Time Payments
December 17, 2024  |  Insurance

The insurance industry has faced challenges in implementing real-time payouts due to high costs and transparency issues, despite the potential benefits for insurers and customers,...

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