PYMNTS Intelligence

Gen X Turns to BNPL as Student Loan Repayment Trims Discretionary Spend
Gen X Turns to BNPL as Student Loan Repayment Trims Discretionary Spend
September 26, 2023  |  Buy Now Pay Later

“Reality Bites” was a touchstone movie for Generation X. Three decades later, any cinematic foray into the trials and tribulations of those born between 1965...

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FinTechs Prioritize Convenience, but Customers Want Faster Payments and More Choice
FinTechs Prioritize Convenience, but Customers Want Faster Payments and More Choice
September 26, 2023  |  Consumer Insights

Today’s economy relies heavily on digitally oriented consumers, which makes moving money swiftly a crucial demand for financial service providers, particularly emerging FinTech issuers aiming...

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13% of Consumers Schedule Doctor’s Appointments via Voice Tech
13% of Consumers Schedule Doctor’s Appointments via Voice Tech
September 25, 2023  |  Voice Activation

Healthcare innovation is accelerating at an unprecedented pace, with more and more industry players and stakeholders increasingly adopting newer technologies to simplify patients’ activities. Take...

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40% of Manufacturers Say Real-Time Payments Among Most Important Innovations
40% of Manufacturers Say Real-Time Payments Among Most Important Innovations
September 25, 2023  |  Real-Time Payments

About two-thirds of manufacturers said real-time payments are an important innovation within their company. Among these manufacturers, 40% said real-time payments are one of the...

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Mercedes Pay Uses Biometrics to Drive Commerce in the Car
Mercedes Pay Uses Biometrics to Drive Commerce in the Car
September 25, 2023  |  Biometrics

In an increasingly digital world, the way we make purchases is evolving. Mobile devices have become an integral part of our lives, and with the...

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85% of Large Retailers Look to FinTechs for Real-Time Payments Partnerships
85% of Large Retailers Look to FinTechs for Real-Time Payments Partnerships
September 25, 2023  |  Real-Time Payments

The allure of real-time payments is not lost on retail giants. Nearly all retailers generating $100 million or more in annual revenues have embraced real-time...

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Family Dollar App Update Highlights Consumer Demand for Digital Experience In-Store
Family Dollar App Update Highlights Consumer Demand for Digital Experience In-Store
September 22, 2023  |  Retail

For the in-store shopping experience, digital is a key feature in the aisles, combining wallets, loyalty — and by extension, better inventory management. As reported...

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Top Performing Middle Market Firms Use Working Capital as a Strategic Tool
Top Performing Middle Market Firms Use Working Capital as a Strategic Tool
September 22, 2023  |  VISA

All businesses face surprises from time to time — where unplanned, emergency expenses crop up. And of course, having the capital on hand — working...

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Amazon’s Checkout-Free Retail Push Takes Aim at Walmart’s Brick-and-Mortar Dominance
Amazon’s Checkout-Free Retail Push Takes Aim at Walmart’s Brick-and-Mortar Dominance
September 22, 2023  |  Retail

In commerce, as in war, battles are seldom fought on one front alone. So it is no surprise that the jousting between Walmart and Amazon...

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