PYMNTS Intelligence

14% of Consumers Use BNPL Even After Holiday Spending Surge
14% of Consumers Use BNPL Even After Holiday Spending Surge
February 17, 2026  |  BNPL

Buy now, pay later is no longer just a checkout feature. It is becoming a line item in the monthly household budget. Get the Full...

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Inflation Data Supports Optimism as Consumers Adapt
Inflation Data Supports Optimism as Consumers Adapt
February 13, 2026  |  Economy

The latest inflation data released Friday (Feb 13) point to a continued easing of price pressures, particularly in categories that define household necessity rather than...

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More Than Half of Banks Plan to Outsource Fraud Detection 
More Than Half of Banks Plan to Outsource Fraud Detection 
February 13, 2026  |  Fraud Prevention

The cost of fraud at U.S. financial institutions is rising, but the deeper threat may be what it does to customer relationships and brand reputation....

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AI Agents Are Becoming the New Power Brokers in Digital Commerce
AI Agents Are Becoming the New Power Brokers in Digital Commerce
February 12, 2026  |  Artificial Intelligence

This edition of “The Prompt Economy™ Tracker®” examines how tokenization is emerging as the foundational trust layer for agentic AI and the next generation of digital commerce....

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PYMNTS Study Finds CFOs Turn to Agentic AI for Savings and Cash Flow
PYMNTS Study Finds CFOs Turn to Agentic AI for Savings and Cash Flow
February 11, 2026  |  artificial intelligence

What if a way to track, forecast and model cash, credit, debt and investments could make your company smarter and stronger? What if the corporate...

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70% of Consumers Say Yes to AI Agents for Shopping
70% of Consumers Say Yes to AI Agents for Shopping
February 11, 2026  |  artificial intelligence

The most revealing signal in the latest PYMNTS Intelligence research is not that consumers are experimenting with agentic AI. Get the Full Story Complete the...

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Slow Payments Drain Small Business Cash Faster Than Sales Can Refill It
Slow Payments Drain Small Business Cash Faster Than Sales Can Refill It
February 11, 2026  |  Faster Payments

For many small businesses, cash flow is no longer a background concern. It is the defining constraint shaping daily operations and long-term viability. Delayed receivables...

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Labor Economy Workers Less Worried Than Office Workers About Robots Taking Their Jobs
Labor Economy Workers Less Worried Than Office Workers About Robots Taking Their Jobs
February 10, 2026  |  artificial intelligence

Despite high-profile demos from the likes of xAI and AWS and aggressive corporate roadmaps, PYMNTS Intelligence’s Wage to Wallet Index™ shows that workers who could...

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Nearly 3 in 4 Premium Cardholders Used a Card-Linked Offer in the Past Year
Nearly 3 in 4 Premium Cardholders Used a Card-Linked Offer in the Past Year
February 10, 2026  |  Credit Cards

Consumers who pay the most for their credit cards turn out to be the ones least likely to ignore them. Just 3.9% of premium cardholders...

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