PYMNTS Intelligence

Nearly Three-Quarters of Small Businesses Using Embedded Lending Access Bigger Credit Lines
Nearly Three-Quarters of Small Businesses Using Embedded Lending Access Bigger Credit Lines
November 14, 2024  |  SMBs

Small and medium-sized businesses (SMBs) face challenges when securing credit, especially in an uncertain economy. Embedded lending, which integrates credit options directly into purchase platforms,...

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Efficient Working Capital Practices Drive Nearly $10M in Bottom Line Benefits for Top North American CFOs
Efficient Working Capital Practices Drive Nearly $10M in Bottom Line Benefits for Top North American...
November 13, 2024  |  Business

The top-performing North American Growth Corporates save nearly $10 million in bottom-line benefits. Why? Smarter working capital strategies play a key role. These firms’ leaders...

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Most Gamers Prefer Instant Payouts but Only 49% Can Get Them
Most Gamers Prefer Instant Payouts but Only 49% Can Get Them
November 13, 2024  |  Real-Time Payments

The online gambling industry is booming, driven by the rise of digital poker, online casinos and fantasy sports betting, making it crucial for operators to...

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One-Third of SMBs Still Don’t Get a Choice in How They’re Paid
One-Third of SMBs Still Don’t Get a Choice in How They’re Paid
November 12, 2024  |  SMBs

You pays your money, you makes your choice. That old idiom does not apply to many small- to medium-sized businesses (SMBs), however. The PYMNTS Intelligence...

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Report: Small Businesses Want Instant Vendor Payments but Worry About Integration Costs
Report: Small Businesses Want Instant Vendor Payments but Worry About Integration Costs
November 12, 2024  |  Money Mobility

  Many small to mid-sized businesses (SMBs) rely on non-recurring or ad hoc payments for a substantial portion of their monthly revenue. In fact, ad...

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90% of Healthcare Executives See Positive ROI From GenAI Investments
90% of Healthcare Executives See Positive ROI From GenAI Investments
November 12, 2024  |  artificial intelligence

As healthcare organizations look to the future, Generative AI is becoming a crucial tool for driving long-term growth and improving patient care. With its ability to...

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Report: Retailers See Tokenization as Investment in Improving the Checkout Experience
Report: Retailers See Tokenization as Investment in Improving the Checkout Experience
November 12, 2024  |  Payments Innovation

  Tokens use encryption to protect sensitive payment information while allowing merchants and payment service providers (PSPs) to easily store this customer data for smoother,...

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Small Businesses That Sell Online Outpace Brick-and-Mortar Store Sales
Small Businesses That Sell Online Outpace Brick-and-Mortar Store Sales
November 08, 2024  |  SMBs

Small- to medium-sized businesses (SMBs) that focus on online sales outperform those that rely on physical stores, according to the PYMNTS Intelligence report “SMB Growth...

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Report: BNPL and Loyalty Features Top List of Embedded Finance Priorities at Retail
Report: BNPL and Loyalty Features Top List of Embedded Finance Priorities at Retail
November 08, 2024  |  eCommerce

  Firms are continuously enhancing their payments acceptance offerings to meet customers’ expectations for smooth online buying experiences. Embedded finance innovation has become crucial for...

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