PYMNTS Intelligence

Credit Data Shows Spending Discipline as Card Balances Rise
Credit Data Shows Spending Discipline as Card Balances Rise
February 06, 2026  |  Consumer Finance

The Federal Reserve’s latest consumer credit data points to a familiar seasonal pattern, with revolving balances moving higher as households navigated year-end expenses and holiday...

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73% of Microbusinesses Say Real-Time Payments Improve Cash Flow
73% of Microbusinesses Say Real-Time Payments Improve Cash Flow
February 06, 2026  |  Faster Payments

For many small businesses, the most important payment is no longer the one they expect. It is the one they do not. Get the Full...

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Instant Payments Hit Mainstream as Consumer Adoption Climbs to 74%
Instant Payments Hit Mainstream as Consumer Adoption Climbs to 74%
February 05, 2026  |  Disbursements

Instant payments have moved from novelty to norm, reshaping how consumers expect to receive money across payroll, insurance, rewards and platform disbursements. Nearly three in...

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Two-Thirds of Cardholders View Issuers More Positively After Credit Limit Increases
Two-Thirds of Cardholders View Issuers More Positively After Credit Limit Increases
February 05, 2026  |  Credit Cards

Nearly three-quarters of credit cardholders who requested a limit increase and were denied turned to installment plans as an alternative source of credit, revealing how...

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Pay Flexibility Rises as More Workers Earn Variable Income
Pay Flexibility Rises as More Workers Earn Variable Income
February 04, 2026  |  Gig Economy

As inflation, layoffs and uneven wage growth continue to strain household budgets, millions of Americans living paycheck to paycheck are relying on side hustles and...

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75% of Tech Firms Say They Are Extremely Familiar With AI Agents
75% of Tech Firms Say They Are Extremely Familiar With AI Agents
February 03, 2026  |  artificial intelligence

The next phase of artificial intelligence (AI) adoption is not arriving evenly across the economy. It is taking shape first inside the technology sector itself,...

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CFOs Say Cash Visibility Matters More Than Capital Access
CFOs Say Cash Visibility Matters More Than Capital Access
February 02, 2026  |  Business

The 21st century has flipped many longstanding business assumptions on their heads. Not the least of which is the traditional point of view that working...

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Digital Wallet Use Still Lags in the Physical Store
Digital Wallet Use Still Lags in the Physical Store
January 30, 2026  |  Payment Methods

Online shopping has stopped being a young person’s game, and the data now points to a broader shift: where consumers shop is increasingly tied to...

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Pay by Bank Emerges as an Alternative to Cards for Online Payments
Pay by Bank Emerges as an Alternative to Cards for Online Payments
January 28, 2026  |  Digital Banking

Trust has always been central to payments, but it is changing as payments evolve. Get the Full Story Complete the form to unlock this article...

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