PYMNTS Intelligence

90% of Consumers Are Familiar With Digital Wallets, but Struggle to Define Them
90% of Consumers Are Familiar With Digital Wallets, but Struggle to Define Them
November 19, 2024  |  Mobile Wallets

As digital wallets become a staple of modern consumer life, there’s a need for clarity around their functions. While many consumers are familiar with the...

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From Approval to Bank Account: Why Instant Disbursements Are Critical for Lenders
From Approval to Bank Account: Why Instant Disbursements Are Critical for Lenders
November 18, 2024  |  Money Mobility

How many potential borrowers are lost to cumbersome loan processes and slow disbursements? Today’s consumers expect the speed and convenience they find in other digital...

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67% of FinTechs Prioritize Mobile Capabilities to Drive Growth and Engagement
67% of FinTechs Prioritize Mobile Capabilities to Drive Growth and Engagement
November 18, 2024  |  Mobile

FinTechs are pursuing modernization to stay competitive, focusing on mobile capabilities and enhancing user experience. According to a PYMNTS Intelligence report, “The FinTech Innovation Agenda,”...

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New Bank Capital Rules May Pressure Credit Access for Paycheck-to-Paycheck Consumers
New Bank Capital Rules May Pressure Credit Access for Paycheck-to-Paycheck Consumers
November 15, 2024  |  Credit Cards

Consumers are borrowing more on their credit cards — just to pay the monthly bills. And as financially struggling consumers move toward hitting their spending...

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78% of CFOs Plan to Increase GenAI Investments Despite Limited ROI
78% of CFOs Plan to Increase GenAI Investments Despite Limited ROI
November 15, 2024  |  artificial intelligence

Generative artificial intelligence (GenAI) has become an important tool for CFOs, who view the technology as critical to their organization’s strategic and operational planning. According...

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Report: Global CFOs Say Access to the Right Working Capital Solutions Remains Challenging
Report: Global CFOs Say Access to the Right Working Capital Solutions Remains Challenging
November 14, 2024  |  Digital Banking

Companies rise — or fall — based on how they manage working capital. In accounting terms, working capital is a simple construct: Subtract the liabilities...

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Nearly Three-Quarters of Small Businesses Using Embedded Lending Access Bigger Credit Lines
Nearly Three-Quarters of Small Businesses Using Embedded Lending Access Bigger Credit Lines
November 14, 2024  |  SMBs

Small and medium-sized businesses (SMBs) face challenges when securing credit, especially in an uncertain economy. Embedded lending, which integrates credit options directly into purchase platforms,...

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Efficient Working Capital Practices Drive Nearly $10M in Bottom Line Benefits for Top North American CFOs
Efficient Working Capital Practices Drive Nearly $10M in Bottom Line Benefits for Top North American...
November 13, 2024  |  Business

The top-performing North American Growth Corporates save nearly $10 million in bottom-line benefits. Why? Smarter working capital strategies play a key role. These firms’ leaders...

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Most Gamers Prefer Instant Payouts but Only 49% Can Get Them
Most Gamers Prefer Instant Payouts but Only 49% Can Get Them
November 13, 2024  |  Real-Time Payments

The online gambling industry is booming, driven by the rise of digital poker, online casinos and fantasy sports betting, making it crucial for operators to...

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