PYMNTS Study

Price Hikes Backfire as Tariffs Erode Margins and Demand
Price Hikes Backfire as Tariffs Erode Margins and Demand
September 19, 2025  |  Economy

Global trade has grown more uncertain, with tariffs hardening into a new economic reality for businesses in the United States. Get the Full Story Complete...

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72% of Consumers Say Personalization Shapes Where They Bank
72% of Consumers Say Personalization Shapes Where They Bank
September 18, 2025  |  Digital Banking

Although conversational artificial intelligence can cut wait times and reduce service costs for banks, the real prize could be won elsewhere. Get the Full Story...

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Credit Unions Bet on 5 Digital Plays to Win the Next Generation
Credit Unions Bet on 5 Digital Plays to Win the Next Generation
September 16, 2025  |  Credit Unions

Keeping Generation Z engaged is more than a marketing imperative; for credit unions, it’s fast becoming a survival strategy. Get the Full Story Complete the...

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How Instant Payouts Become Loyalty’s Secret Weapon
How Instant Payouts Become Loyalty’s Secret Weapon
September 15, 2025  |  Payment Methods

They came for the speed, but they stayed for the habit. In “Beyond Speed: The Case for Instant Payout Adoption and Stickiness,” PYMNTS Intelligence, in...

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46% of Once-Stable Consumers Now Live Paycheck to Paycheck
46% of Once-Stable Consumers Now Live Paycheck to Paycheck
September 15, 2025  |  Consumer Insights

A growing number of consumers in the United States are living paycheck to paycheck, not because they earn too little, but because of how their...

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Spreadsheets Slow Buildings Faster Than Broken Elevators
Spreadsheets Slow Buildings Faster Than Broken Elevators
September 15, 2025  |  Real Estate

For many property managers, inefficiencies lurk not in the halls of apartment buildings but in the filing cabinets and spreadsheets of the back office. Get...

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Checks Drive 65% of Fraud Losses
Checks Drive 65% of Fraud Losses
September 11, 2025  |  Security & Fraud

The hidden drag on billing modernization isn’t paper alone. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

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High-Income Shoppers Spend 40% More on BNPL Than Lower Earners
High-Income Shoppers Spend 40% More on BNPL Than Lower Earners
September 10, 2025  |  Buy Now Pay Later

Shoppers in the United States aren’t just swiping their credit cards; they’re splitting them. Get the Full Story Complete the form to unlock this article...

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Why Millions Are Opting Out of Credit Before They Even Apply
Why Millions Are Opting Out of Credit Before They Even Apply
September 08, 2025  |  Consumer Finance

What if the biggest risk to your credit portfolio isn’t economic, but psychological? “Consumer Credit Economy: Strategy vs. Spontaneity—Navigating the Great Credit Divide,” a new...

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