PYMNTS Study

‘I Do’ Delivered: DoorDash’s Bridal Offering Shows eCommerce Knows No Limits
‘I Do’ Delivered: DoorDash’s Bridal Offering Shows eCommerce Knows No Limits
December 14, 2024  |  Delivery

Competition is a click away in commerce, and traditional barriers to purchase can send customers shopping elsewhere. Even the once-sacred tradition of wedding dress shopping...

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How Logistics and Wholesale Trade Platforms Are Riding the Embedded Finance Wave
How Logistics and Wholesale Trade Platforms Are Riding the Embedded Finance Wave
December 13, 2024  |  eCommerce

To improve customer satisfaction, revenue growth and competitiveness, payment facilitators (PayFacs), independent software vendors (ISVs) and marketplaces from the logistics and wholesale trade industry have...

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Retail’s Digital Transformation: On-Demand Working Capital Powers Expansion
Retail’s Digital Transformation: On-Demand Working Capital Powers Expansion
December 12, 2024  |  Retail

Retailers face the daunting challenges of managing inventory, staff, storage, shelf space — and, in most cases, a digital storefront — all while gauging consumer...

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One-Click to Rule Them All: Why Merchants Are Betting Big on Faster Checkouts
One-Click to Rule Them All: Why Merchants Are Betting Big on Faster Checkouts
December 12, 2024  |  eCommerce

When it comes to succeeding in eCommerce, conversion is king. Yet online merchants widely report having problems in delivering a high-quality checkout experience to their...

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Scam-Related Fraud Jumped 56% in 2024, Surpassing Digital Payment Crimes
Scam-Related Fraud Jumped 56% in 2024, Surpassing Digital Payment Crimes
December 10, 2024  |  Security & Fraud

As digital transactions play a role in the financial landscape, financial institutions invest heavily in fraud prevention tools. Efforts to combat fraud in routine digital...

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Banks Tighten Credit Access as Demand for Limit Increases Rises
Banks Tighten Credit Access as Demand for Limit Increases Rises
December 09, 2024  |  Debt

A dramatic rise in credit card debt over the last several years has pressured paycheck-to-paycheck consumers, with a disproportionate burden on those individuals and households...

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Report: Embedded Finance Turns Eyeballs Into Revenue for Software Publishing Platforms
Report: Embedded Finance Turns Eyeballs Into Revenue for Software Publishing Platforms
December 03, 2024  |  eCommerce

Embedded finance is no longer optional. As competition intensifies, firms that embrace these innovations will lead the way, while those that hesitate risk falling behind....

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Latest GDP Data Indicates Continuing Pressures on Disposable Income
Latest GDP Data Indicates Continuing Pressures on Disposable Income
November 27, 2024  |  Economy

The Bureau of Economic Analysis confirmed Wednesday (Nov. 27) that third-quarter GDP grew at a 2.8% rate, unchanged from a previous estimate. However, there are...

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Digital Identities, Wallets and Tokens Give Consumers Passports to Commerce
Digital Identities, Wallets and Tokens Give Consumers Passports to Commerce
November 25, 2024  |  Mobile Wallets

The concept behind tokenization is straightforward. Sensitive data (often personal information) is replaced with a non-sensitive, digital representation (token). The simple concept is helping secure...

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