PYMNTS Study

Data Brief: 70 Pct Of Consumers Think Their Credit Scores Are Higher Than They Actually Are
Data Brief: 70 Pct Of Consumers Think Their Credit Scores Are Higher Than They Actually...
July 23, 2021  |  Consumer Finance

The July 2021 Credit Score Literacy and Building Credit Report, a collaboration between PYMNTS and Elan (a division of U.S. Bank), surveyed a census-balanced sample...

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NEW REPORT: QSRs’ Lagging Loyalty-Reward Investment Hurts Innovation And Sales
NEW REPORT: QSRs’ Lagging Loyalty-Reward Investment Hurts Innovation And Sales
July 23, 2021  |  Restaurant innovation

The 2021 edition of the Restaurant Readiness Index, a PYMNTS and Paytronix collaboration, takes a close look at how the past 16 months have fundamentally...

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Data Brief: 56 Pct Of Consumers Want Digital Payment Options For Healthcare
Data Brief: 56 Pct Of Consumers Want Digital Payment Options For Healthcare
July 22, 2021  |  Healthcare

Despite many 21st century marvels on the treatment side, the business end of healthcare remains mired in paper invoicing and unpaid debt currently estimated in...

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New Credit Union Study: Digital Innovation Proving Powerful For Loyalty And Retention
New Credit Union Study: Digital Innovation Proving Powerful For Loyalty And Retention
July 22, 2021  |  Credit Unions

Credit unions (CUs) shuffled off a somewhat lackluster image decisively since early 2020, and along with their credit union service organization (CUSO) partners are now...

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NEW PYMNTS DATA: 60 Pct Of Cryptocurrency Users Want Merchants To Offer Payment Discounts, Rewards
NEW PYMNTS DATA: 60 Pct Of Cryptocurrency Users Want Merchants To Offer Payment Discounts, Rewards
July 22, 2021  |  Cryptocurrency

The Cryptocurrency Payments Playbook: Cryptocurrencies Gain Momentum As A Payment Option, a PYMNTS and BitPay collaboration, examines the key drivers behind the surge in consumers’...

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Data Brief: 53 Pct Of UK Consumers ‘Extremely’ Interested In Trustworthy Local Loyalty
Data Brief: 53 Pct Of UK Consumers ‘Extremely’ Interested In Trustworthy Local Loyalty
July 21, 2021  |  Loyalty & Rewards

In Making Loyalty Work for Small Businesses: United Kingdom Edition, a PYMNTS and Pollinate collaboration, researchers surveyed a census-balanced panel of 1,115 U.K. consumers as...

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New BNPL Study: Consumers At All Income Levels Using POS Credit To Manage Spend
New BNPL Study: Consumers At All Income Levels Using POS Credit To Manage Spend
July 21, 2021  |  Buy Now Pay Later

Are installment payments evolutionary or revolutionary? They are both, with an emphasis on the latter, as consumers worldwide join the alternative-credit resistance in record numbers....

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New Healthcare Study: More Patients Willing To Switch To Doctors With Better Digital Tools
New Healthcare Study: More Patients Willing To Switch To Doctors With Better Digital Tools
July 21, 2021  |  Healthcare

There’s a change in the air for healthcare. Consumers doing the digital shift in every other part of their lives instinctively grasp the idea that...

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Report: Edge Cloud Helps FIs Optimize API Performance
Report: Edge Cloud Helps FIs Optimize API Performance
July 21, 2021  |  API

The potential value APIs provide is lost when legacy CDNs cannot effectively cache frequently changing content on web and mobile apps. The Optimized API: How...

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