PYMNTS Study

PYMNTS TrueLayer Report: PSPs Unlock Payments Experience With Open Architectures
PYMNTS TrueLayer Report: PSPs Unlock Payments Experience With Open Architectures
June 17, 2021  |  Banking

Like many financial innovations, open banking still seemed exotic in 2018 when momentum began building. What the sector didn’t foresee was a global crisis propelling...

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Data Brief: 79 Percent Of Businesses Rate Security Over Growth In Authentication
Data Brief: 79 Percent Of Businesses Rate Security Over Growth In Authentication
June 16, 2021  |  Authentication

In the vicinity of 40 billion records were filched from social platforms last year, showing a vast downside to current online growth. It explains why...

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New Report: Transaction Activity Offers Digital Banks New Channel For Insurance Sales
New Report: Transaction Activity Offers Digital Banks New Channel For Insurance Sales
June 16, 2021  |  Insurance

The insurance market today offers a wide array of coverage options, from health and home insurance to pet policies. At the same time, the market...

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New Report: Sit Down Restaurants Miss Chance To Monetize 53 Million Customers
New Report: Sit Down Restaurants Miss Chance To Monetize 53 Million Customers
June 16, 2021  |  Restaurant innovation

It has now been 15 months since restaurants across the United States were forced to close temporarily for the good of public health and safety,...

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PYMNTS Data Brief: 90 Pct Of Consumers Want Better Bank App Authentication Controls
PYMNTS Data Brief: 90 Pct Of Consumers Want Better Bank App Authentication Controls
June 15, 2021  |  Authentication

We’re learning all about the digital-first consumers of 2021, especially their desire for real-time authentication control in mobile banking apps. The secret’s out — and,...

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PYMNTS Pollinate Report: Main Street Shoppers Want Local Loyalty Run By Rewards Experts
PYMNTS Pollinate Report: Main Street Shoppers Want Local Loyalty Run By Rewards Experts
June 15, 2021  |  SMBs

The timeworn phrase “think global, act local” is attributed (somewhat mistakenly) to the 1915 book “Cities in Evolution” by civic planner Sir Patrick Geddes. The...

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New Report: Selfie IDs Check The Digital Security Box For 76 Pct Of Millennials
New Report: Selfie IDs Check The Digital Security Box For 76 Pct Of Millennials
June 15, 2021  |  Digital Identity

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New Report: 53 Pct Of Upper-Income Americans Live Paycheck-To-Paycheck
New Report: 53 Pct Of Upper-Income Americans Live Paycheck-To-Paycheck
June 15, 2021  |  Consumer Finance

Living paycheck to paycheck is sometimes seen as synonymous with being poor, an unfortunate but relatively uncommon circumstance. In fact, it is far more widespread...

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PYMNTS Data Brief: Nearly One-Quarter Of Past, Current Crypto Owners Have Paid With It
PYMNTS Data Brief: Nearly One-Quarter Of Past, Current Crypto Owners Have Paid With It
June 14, 2021  |  Cryptocurrency

Wherever one comes down on the debate around cryptocurrency as an investment, a currency or a hybrid of both, it’s captured the public imagination in...

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