PYMNTS Study

Tech Sector Cash Flows Hampered by Keeping Treasurers in the Dark
Tech Sector Cash Flows Hampered by Keeping Treasurers in the Dark
October 15, 2024  |  Technology

Technology industry treasurers face different challenges than their peers in other sectors. For example, only 50% report having strong influence in decision-making, far below other...

READ MORE >
61% of Millennials Want Real-Time Payments in Finance and Insurance
61% of Millennials Want Real-Time Payments in Finance and Insurance
October 15, 2024  |  Real-Time Payments

As the financial and insurance sectors evolve, the demand for swift and accurate payment systems has never been more pronounced. Legacy systems often need to...

READ MORE >
Saudi Arabia Takes Global Leadership Role in Click-and-Mortar™ Shopping
Saudi Arabia Takes Global Leadership Role in Click-and-Mortar™ Shopping
October 15, 2024  |  Retail

  In Saudi Arabia, consumers love Click-and-Mortar™ shopping, which mixes the best of online and in-store experiences. More than half of the country’s shoppers prefer...

READ MORE >
Report: Hurricanes Underscore Urgent Need for Instant Consumer Payments
Report: Hurricanes Underscore Urgent Need for Instant Consumer Payments
October 09, 2024  |  Money Mobility

Consumers receive a variety of disbursements. These include earnings and income payments, Social Security payments, tax refunds, insurance claim payments and loan proceeds. In fact,...

READ MORE >
52% of Gen Z and Millennial Consumers Say They Might Give Community Banks a Try
52% of Gen Z and Millennial Consumers Say They Might Give Community Banks a Try
October 02, 2024  |  Credit Unions

As digital banking transforms the financial landscape, community banks and credit unions (CUs) are poised to capture Generation Z and millennials. These digital natives are...

READ MORE >
Digital Wallets: New Report Bridges Gap Between Awareness and Usage
Digital Wallets: New Report Bridges Gap Between Awareness and Usage
October 01, 2024  |  Digital Payments

Consumers across five major markets — Brazil, France, Germany, the United Kingdom and the United States — are generally familiar and satisfied with the experience...

READ MORE >
Embedded Lending Bridges Gap Between Consumers, Businesses and Credit
Embedded Lending Bridges Gap Between Consumers, Businesses and Credit
September 27, 2024  |  SMBs

Embedded lending is growing in popularity around the world. It promises convenient, streamlined access to financing for specific expenses from within merchant, business and other...

READ MORE >
Consumers and Smaller Businesses Form an Untapped Embedded Lending Market in Germany
Consumers and Smaller Businesses Form an Untapped Embedded Lending Market in Germany
September 26, 2024  |  SMBs

Embedded lending is growing in popularity around the world. It promises convenient, streamlined access to financing for specific expenses from within merchant, business and other...

READ MORE >
Update: UK Adoption of Embedded Lending Falls Short of Potential
Update: UK Adoption of Embedded Lending Falls Short of Potential
September 23, 2024  |  SMBs

Embedded lending promises convenient, streamlined access to financing within merchant and business platforms. This proves especially impactful for individuals and microbusinesses and small businesses (MSBs)...

READ MORE >