PYMNTS Study

Digital Brands Turn Embedded Finance Into a Growth Lever
Digital Brands Turn Embedded Finance Into a Growth Lever
December 01, 2025  |  Payments Innovation

Embedded finance is moving from a strategic initiative to a core requirement as firms across industries weave financial services into their platforms. Get the Full...

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64% of Marketplaces Cut Churn With Embedded Finance Tools
64% of Marketplaces Cut Churn With Embedded Finance Tools
November 27, 2025  |  Payments Innovation

Online marketplaces have spent the last decade layering payments and financial tools into their platforms. Get the Full Story Complete the form to unlock this...

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$828 Million in Healthcare Savings Points to Low-Code Adoption
$828 Million in Healthcare Savings Points to Low-Code Adoption
November 25, 2025  |  Healthcare

Software platforms serving education, healthcare and field services are adopting embedded payments at a pace that signals a shift in how these industries want to...

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Payroll Emerges as the Next Battleground in Embedded Finance
Payroll Emerges as the Next Battleground in Embedded Finance
November 24, 2025  |  Payments Innovation

For years, embedded finance simmered in the background of digital transformation. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

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Optimism Rises Among Small Businesses Despite Persistent Financial Pressures
Optimism Rises Among Small Businesses Despite Persistent Financial Pressures
November 24, 2025  |  SMBs

Many small- to medium-sized businesses (SMBs) are looking past the trade-driven uncertainty dominating national headlines and are instead showing a level of confidence not seen...

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57% of US Adults Use Gen AI as Millennials Pull Ahead on Productivity
57% of US Adults Use Gen AI as Millennials Pull Ahead on Productivity
November 21, 2025  |  Artificial Intelligence

Consumers in the United States may be embracing generative artificial intelligence at record levels, but each generation weighs AI’s promise against its risks differently. Get...

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Hourly Wage Drop Foreshadows a $14B Hit to Consumer Spending
Hourly Wage Drop Foreshadows a $14B Hit to Consumer Spending
November 21, 2025  |  Consumer Finance

The “Wage to Wallet™ Index: Wage Volatility’s $14B Consumer Spending Gap,” a collaboration between PYMNTS Intelligence, WorkWhile and Ingo Payments, offers a detailed look inside...

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Consumers Lose Ground in Holiday Shopping Season Even as Paycheck Stress Briefly Eases
Consumers Lose Ground in Holiday Shopping Season Even as Paycheck Stress Briefly Eases
November 20, 2025  |  Consumer Insights

As the annual holiday shopping ritual ramps up, consumers’ finances are less robust than they might appear. Get the Full Story Complete the form to...

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Gen Z Fuels 20 Percent Surge in Store Card Installments
Gen Z Fuels 20 Percent Surge in Store Card Installments
November 16, 2025  |  Buy Now Pay Later

A shift is taking hold inside the pay later economy, and it is not the one that most observers expected. Get the Full Story Complete...

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