PYMNTS Study

Study: Merchants Weigh Implementation Costs of Pay-by-Bank Options as Interest Grows
Study: Merchants Weigh Implementation Costs of Pay-by-Bank Options as Interest Grows
October 24, 2024  |  Digital Payments

  Although pay by bank is a relatively new offering, it is creating buzz in the business community. Executives see it as a potentially cost-effective...

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Report: Half of Retailers Have Real-Time Data Deficit That Cost Them Sales
Report: Half of Retailers Have Real-Time Data Deficit That Cost Them Sales
October 24, 2024  |  eCommerce

  “Data readiness” refers to an organization’s ability to collect, manage and use data effectively. It involves ensuring that the data is accurate, accessible, secure...

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Clarity Is Key: The Link Between Transparent Billing and Chargeback Reduction
Clarity Is Key: The Link Between Transparent Billing and Chargeback Reduction
October 23, 2024  |  Digital Payments

  Unexpected charges are a reality that 30% of consumers experienced in just the last 12 months. These charges could include either outright fraud or...

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Report: How Financial Scams Are Eroding Consumer Confidence and Financial Health
Report: How Financial Scams Are Eroding Consumer Confidence and Financial Health
October 23, 2024  |  Fraud Prevention

Financial scams have never been more prevalent, but quality data on the number of victims and scale of their losses remains limited. For consumer-facing financial...

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The 2024-2025 Growth Corporates Working Capital Index: 1,297 CFOs in 23 Countries Reveal Their Strategies
The 2024-2025 Growth Corporates Working Capital Index: 1,297 CFOs in 23 Countries Reveal Their Strategies
October 20, 2024  |  VISA

Download the ReportThe 2024-2025 Growth Corporates Working Capital Index The utilization of working capital solutions is on the rise. In fact, 80% of Growth Corporates...

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Generation Pay by Bank: Why Gen Z and Millennials Hold the Key to Widespread Adoption
Generation Pay by Bank: Why Gen Z and Millennials Hold the Key to Widespread Adoption
October 17, 2024  |  Digital Payments

  Pay by bank is a new payment method that is carving out a niche in the consumer payments space. Incentives may be the hook...

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Why So Many Mid-Sized Banks Fail the Digital Lending Readiness Test
Why So Many Mid-Sized Banks Fail the Digital Lending Readiness Test
October 16, 2024  |  Digital-First Banking

Mid-sized financial institutions (FIs) — including community banks, regional banks, and credit unions — face growing challenges in automating their lending processes. This is particularly...

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Tech Sector Cash Flows Hampered by Keeping Treasurers in the Dark
Tech Sector Cash Flows Hampered by Keeping Treasurers in the Dark
October 15, 2024  |  Technology

Technology industry treasurers face different challenges than their peers in other sectors. For example, only 50% report having strong influence in decision-making, far below other...

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61% of Millennials Want Real-Time Payments in Finance and Insurance
61% of Millennials Want Real-Time Payments in Finance and Insurance
October 15, 2024  |  Real-Time Payments

As the financial and insurance sectors evolve, the demand for swift and accurate payment systems has never been more pronounced. Legacy systems often need to...

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