PYMNTS Study

New Data: Germany’s Baby Boomers Flip the Script on Digital Wallet Usage
New Data: Germany’s Baby Boomers Flip the Script on Digital Wallet Usage
August 01, 2024  |  Digital Payments

Consumers in Germany are embracing their digital wallets for payments. Nearly half (47%) use them for online shopping for example. Surprisingly, baby boomers and seniors...

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Mass Merchants Capture Two-Thirds of eCommerce Purchases
Mass Merchants Capture Two-Thirds of eCommerce Purchases
July 31, 2024  |  Retail

Consumers are choosing different kinds of sellers when they shop online compared to in stores, with mass merchants winning out in eCommerce while grocers lead...

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Instant Payments Book a Long Stay With Independent Hotels
Instant Payments Book a Long Stay With Independent Hotels
July 26, 2024  |  Real-Time Payments

Instant payments have become a mainstay for small to mid-sized businesses (SMBs) in the hospitality sector. For example, more hospitality SMBs used instant PayPal to...

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New Data: Insurance Industry Adopts Instant Payments Amid Rising Consumer Demand
New Data: Insurance Industry Adopts Instant Payments Amid Rising Consumer Demand
July 25, 2024  |  Money Mobility

Receiving insurance disbursements in a timely fashion can be crucial. This is especially true if the expense was unexpected and for a sizeable amount. That...

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Embedded Lending Finds Traction With Consumers and SMBs
Embedded Lending Finds Traction With Consumers and SMBs
July 25, 2024  |  SMBs

Embedded lending promises users convenient, streamlined access to financing for specific expenses from within merchant, business and other platforms. PYMNTS Intelligence finds that embedded lending...

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New Data: Gen Z Leads the Way as Digital Wallets Surge in the UK
New Data: Gen Z Leads the Way as Digital Wallets Surge in the UK
July 24, 2024  |  Digital Payments

Digital wallets are becoming popular among consumers in the United Kingdom. In fact, nearly half (44%) of consumers in the country expect to continue using...

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Study Finds Treasurer Role Misunderstood by 53% of C-Suite Peers
Study Finds Treasurer Role Misunderstood by 53% of C-Suite Peers
July 24, 2024  |  Business

Treasurers should be on the front lines of keeping their company financially healthy. But how many are in an organization that allows for that? PYMNTS...

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Big Tech’s AI Ambitions Face Reality Check, PYMNTS Intelligence Data Shows
Big Tech’s AI Ambitions Face Reality Check, PYMNTS Intelligence Data Shows
July 19, 2024  |  artificial intelligence

Despite big budgets and bold plans, a new survey conducted by PYMNTS Intelligence reveals most large companies are struggling to implement AI in meaningful ways,...

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New Data: Timing Is Key to Success of Installment Plan Offers
New Data: Timing Is Key to Success of Installment Plan Offers
July 18, 2024  |  Consumer Payments

The popularity of pay later plans has been on the rise. Consumers are becoming more aware of options such as buy now, pay later (BNPL)...

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