PYMNTS Study

81% of Small Businesses Get Paid via Ad Hoc Payments
81% of Small Businesses Get Paid via Ad Hoc Payments
April 30, 2024  |  SMBs

Eight in 10 small- to medium-sized businesses (SMBs) get paid via ad hoc payments for the goods and services they provide to larger organizations. The...

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Low-Income Consumers Choose Retailers Over D2C When Shopping Online
Low-Income Consumers Choose Retailers Over D2C When Shopping Online
April 29, 2024  |  eCommerce

When low-income shoppers tap digital channels, they prefer to shop with retailers rather than going straight to brands’ eCommerce shops, trusting stores to offer them...

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Study Finds Only Half of Consumers Satisfied With Embedded Lending Options
Study Finds Only Half of Consumers Satisfied With Embedded Lending Options
April 26, 2024  |  VISA

Lenders in key global markets offer an ever-increasing range of consumer credit products. Still, consumers express dissatisfaction with the current options. Just 50% of consumers...

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Real-Time Payments Help Cure Small Business Healthcare Provider Finances
Real-Time Payments Help Cure Small Business Healthcare Provider Finances
April 25, 2024  |  Real-Time Payments

Small to mid-sized businesses (SMBs) in the healthcare provider segment now use real-time payments more widely than other payment rails. PYMNTS Intelligence finds that in...

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Working Capital Index Finds Central Europe and EMEA Ripe for Growth
Working Capital Index Finds Central Europe and EMEA Ripe for Growth
April 24, 2024  |  VISA

Working capital enables companies to avoid disturbances in operations in the short term and power growth in the long term. In the Central Europe, Middle...

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New Data: 93% of Card-Linked Offer Users Come Back for More
New Data: 93% of Card-Linked Offer Users Come Back for More
April 23, 2024  |  Loyalty & Rewards

Card-linked offers, which provide special savings or rewards attached to a merchant or product, are popular: Roughly 2 in 5 cardholders consistently use them. PYMNTS...

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Click-and-Mortar™ Shopping Expands by 49% In Brazil
Click-and-Mortar™ Shopping Expands by 49% In Brazil
April 19, 2024  |  VISA

Half of Brazilian consumers are adopting Click-and-Mortar™ shopping strategies, and the country trails only Saudi Arabia in the Click-and-Mortar™ transformation. The approach blends online and...

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High Costs Hobble Small Businesses’ Adoption of Instant Payments
High Costs Hobble Small Businesses’ Adoption of Instant Payments
April 18, 2024  |  Money Mobility

Nonrecurring or ad hoc payments remain a significant part of the monthly revenues of small to mid-sized businesses (SMBs). One way that SMBs streamline the...

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35% of US Consumers Would Welcome ‘Super App’ to Manage Finances
35% of US Consumers Would Welcome ‘Super App’ to Manage Finances
April 12, 2024  |  Mobile Applications

According to PYMNTS Intelligence, 95 million consumers would welcome a single mobile app to help manage their banking and shopping activities. This is one key...

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