regulations

Regulation is an abstract concept of management of complex systems according to a set of rules and trends. In systems theory, these types of rules exist in various fields of biology and society, but the term has slightly different meanings according to context.

Source: en.wikipedia.org

Regulators Eye Interest Rates as Retail-Branded Cards Gain Traction
Regulators Eye Interest Rates as Retail-Branded Cards Gain Traction
December 18, 2024  |  Credit Cards

More than a quarter of consumers own a store card, defined as a card that exclusively features a retailer’s branding. While co-branded cards can be...

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FTC to Settle Complaint Against Rytr for Enabling AI-Generated Reviews
FTC to Settle Complaint Against Rytr for Enabling AI-Generated Reviews
December 18, 2024  |  Artificial Intelligence

The Federal Trade Commission approved a final order settling its complaint against Rytr for selling an artificial intelligence “Testimonial & Review” service. The regulator alleged...

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New Zealand’s Commerce Commission Proposes Cutting Merchant Card Fees
New Zealand’s Commerce Commission Proposes Cutting Merchant Card Fees
December 18, 2024  |  Regulation

New Zealand’s Commerce Commission has proposed reducing the fees the country’s businesses pay for accepting Mastercard and Visa payments. The Commission issued its draft decision...

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CFPB Reports ‘Dramatic’ Increase in Complaints About Card Rewards
CFPB Reports ‘Dramatic’ Increase in Complaints About Card Rewards
December 18, 2024  |  CFPB

America’s leading consumer finance watchdog is warning credit card companies not to devalue rewards points. The Consumer Financial Protection Bureau (CFPB) issued a policy circular Wednesday (Dec. 18) arguing...

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SEC and Express Settle Charges Related to Disclosure Obligations
SEC and Express Settle Charges Related to Disclosure Obligations
December 17, 2024  |  Regulation

The Securities and Exchange Commission (SEC) settled charges with Express, Inc., in which it alleged that the fashion retailer failed to disclose executive compensation paid...

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NY Seeks Fairer Lending From Nonbank Mortgage Companies
NY Seeks Fairer Lending From Nonbank Mortgage Companies
December 17, 2024  |  Regulation

New York’s financial watchdog has proposed new measures governing nonbank mortgage lenders. The New York State Department of Financial Services (DFS) says this new regulation would ensure these lenders...

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FTC Finalizes ‘Bait and Switch’ Rule for Event Ticketing and Lodging Sectors
FTC Finalizes ‘Bait and Switch’ Rule for Event Ticketing and Lodging Sectors
December 17, 2024  |  Regulation

The FTC has unveiled a rule blocking “bait-and-switch” pricing for hotels and concert tickets. Such tactics, the Federal Trade Commission (FTC) said Tuesday (Dec. 17) are used...

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UK Aims to Regulate AI’s Use of Copyrighted Materials
UK Aims to Regulate AI’s Use of Copyrighted Materials
December 17, 2024  |  artificial intelligence

The British government is preparing to regulate the use of copyrighted material in training AI. The U.K. on Tuesday (Dec. 17) began a consultation designed to provide...

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FDIC Finds More ‘Problem Banks,’ Now at 3-Year High
FDIC Finds More ‘Problem Banks,’ Now at 3-Year High
December 16, 2024  |  Banking

The Federal Deposit Insurance Corp.’s roster of “problem banks” continues to grow. The overall number of those banks — 68 as of the end of...

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