The Clearing House

The Clearing House Looks to New Commercial Use Cases to Drive Real-Time Payments Growth
The Clearing House Looks to New Commercial Use Cases to Drive Real-Time Payments Growth
December 13, 2024  |  Real-Time Payments

When The Clearing House launched its RTP® network in 2017 — the first new payments infrastructure in about 40 years — the transaction limit was...

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Update: Real-Time Payments Reach New Milestones Across the US and Beyond
Update: Real-Time Payments Reach New Milestones Across the US and Beyond
December 06, 2024  |  Real-Time Payments

Real-time payments took center stage in 2024, with groundbreaking milestones reshaping how money moves worldwide. From the United States expanding its payment networks to new...

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Higher Instant Payment Limits Test B2B ACH Volume
Higher Instant Payment Limits Test B2B ACH Volume
December 05, 2024  |  B2B Payments

For all transactions — but especially for high-value commercial payments — speed is always a consideration, alongside the costs of those transactions, as well as...

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The Clearing House Spikes Individual Transaction Limit to $10 Million
The Clearing House Spikes Individual Transaction Limit to $10 Million
December 04, 2024  |  Real-Time Payments

The Clearing House plans to raise its instant payment network’s individual transaction limit. Starting next year, the RTP® Network will allow individual transactions of up...

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ISO Format Credited as Clearing House Settles Record $2.6 Trillion on Black Friday
ISO Format Credited as Clearing House Settles Record $2.6 Trillion on Black Friday
December 02, 2024  |  Consumer Payments

The Clearing House says its clearing/settlement system handled a record number of Black Friday transactions. The organization’s CHIPS network settled and cleared 1,083,550 payments valued...

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RTP Network Begins November With Record 1.46 Million Instant Payment Transactions
RTP Network Begins November With Record 1.46 Million Instant Payment Transactions
November 12, 2024  |  Real-Time Payments

The Clearing House’s RTP® network, a real-time payments rail in the United States, is winding down the year on the back of two milestones. The...

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Global Push for Real-Time Payments: EU, Brazil and South Africa Lead the Way
Global Push for Real-Time Payments: EU, Brazil and South Africa Lead the Way
November 06, 2024  |  Real-Time Payments

Real-time payments are becoming increasingly popular worldwide, with new implementations and innovations emerging regularly. The European Union has been a traditional leader in real-time payments,...

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Open Banking’s Moment of Truth: How Will Section 1033 Change the Game?
Open Banking’s Moment of Truth: How Will Section 1033 Change the Game?
October 16, 2024  |  Bank Regulation

You’ve heard of the October surprise. The term applies to politics, to a bombshell or report that upends a race. And sometimes the event brings...

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61% of Millennials Want Real-Time Payments in Finance and Insurance
61% of Millennials Want Real-Time Payments in Finance and Insurance
October 15, 2024  |  Real-Time Payments

As the financial and insurance sectors evolve, the demand for swift and accurate payment systems has never been more pronounced. Legacy systems often need to...

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