The Clearing House

Real-Time Payments Offer Small Businesses Stability Amid Cash Flow Struggles
Real-Time Payments Offer Small Businesses Stability Amid Cash Flow Struggles
June 21, 2023  |  Real-Time Payments

Running a small to midsized business (SMB) in the modern economy can be challenging even under perfect economic conditions. Marketing, staffing, inventory management and other...

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PYMNTS Intelligence: Leveraging Real-Time Payments to Help Paycheck-to-Paycheck Households
PYMNTS Intelligence: Leveraging Real-Time Payments to Help Paycheck-to-Paycheck Households
June 15, 2023  |  Real-Time Payments

As inflation grows faster than most wages, an increasing number of households are living paycheck to paycheck, having just enough money to make it to...

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How Earned Wage Access Can Change the Game for Paycheck-to-Paycheck Families
How Earned Wage Access Can Change the Game for Paycheck-to-Paycheck Families
June 14, 2023  |  Real-Time Payments

With 60% of U.S. consumers now living paycheck to paycheck, PYMNTS examines the latest support for using real-time payments and instant payroll as a vital...

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FedNow’s Rollout Will Spur ‘Major Shift’ for Businesses and Digital Wallets, Says Trustly
FedNow’s Rollout Will Spur ‘Major Shift’ for Businesses and Digital Wallets, Says Trustly
June 14, 2023  |  Faster Payments

“We have not launched a new payment rail since RTP, and the Fed hasn’t launched a new payment solution for a handful of decades. So...

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A Paycheck-to-Paycheck Consumer Needs Faster Payouts
A Paycheck-to-Paycheck Consumer Needs Faster Payouts
June 13, 2023  |  Real-Time Payments

The popular conception of a household living paycheck to paycheck may be one of poverty. The reality is that a large share of households representing...

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Peru and Pakistan Expect Massive Real-Time Payments Growth by 2027
Peru and Pakistan Expect Massive Real-Time Payments Growth by 2027
June 01, 2023  |  Real-Time Payments

Each country implementing real-time payment methods has to balance various factors, including its banked population, the current favored payment schemes of the populace and penetration...

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PYMNTS Intelligence: How Open Banking Drives Instant Payment Implementations
PYMNTS Intelligence: How Open Banking Drives Instant Payment Implementations
May 23, 2023  |  Real-Time Payments

Instant payments are quickly growing in popularity in the United States and abroad, but their adoption has often been hampered by a need to interface...

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Overcoming Institutional Inertia Among CFO’s Biggest Challenges
Overcoming Institutional Inertia Among CFO’s Biggest Challenges
May 23, 2023  |  CFO

Today’s new macroenvironment has brought with it new responsibilities for finance leaders. Still, no matter the landscape, one of the principal roles of the chief...

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Real-Time Payments in Greece Poised to Grow Over 4X by 2026 Despite Cash Dominance
Real-Time Payments in Greece Poised to Grow Over 4X by 2026 Despite Cash Dominance
May 22, 2023  |  Real-Time Payments

In Europe, where real-time payments adoption has seen historic growth in recent years, Greece joins countries like the U.K., Sweden, the Czech Republic and Hungary that have developed domestic payment systems...

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