The Clearing House

Banks Freeze at ‘Send’ Button Despite Safer Rails

Banks Freeze at ‘Send’ Button Despite Safer Rails
Banks Freeze at ‘Send’ Button Despite Safer Rails
September 03, 2025  |  Real-Time Payments

The appeal of instant payments is undeniable. Businesses want faster disbursements, consumers value speed and convenience, and government agencies are turning to real-time rails to...

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Fraud Is 31x More Likely on Checks Than Real-Time Payments
Fraud Is 31x More Likely on Checks Than Real-Time Payments
August 29, 2025  |  Real-Time Payments

Banks say they fear fraud on real-time payment rails. The numbers say they shouldn’t. Get the Full Story Complete the form to unlock this article...

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Consumers Push Banks to Double Down on Real-Time Rails
Consumers Push Banks to Double Down on Real-Time Rails
August 28, 2025  |  Real-Time Payments

Consumers expect money to move at digital speed. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

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Real-Time Payments Threaten Wire Dominance
Real-Time Payments Threaten Wire Dominance
August 22, 2025  |  Real-Time Payments

Real-time payments are moving beyond speed. With networks raising transaction ceilings, companies are beginning to treat instant transfers as a tool for high-value use cases...

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The Clearing House Says Higher Transaction Limit Drives Holiday Volume Increases
The Clearing House Says Higher Transaction Limit Drives Holiday Volume Increases
August 18, 2025  |  Real-Time Payments

The Clearing House reportedly saw volume increases in real-time payments on its RTP® Network on the Memorial Day and July 4 weekends. Get the Full Story Complete...

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How Banks Are Making Instant Payments Interoperable
How Banks Are Making Instant Payments Interoperable
August 08, 2025  |  Real-Time Payments

The future of instant payments in the United States hinges on a balance, as financial institutions navigate the complexities of fragmented networks by embracing dual-rail...

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North America Levels Up Real-Time Payments With Bigger Limits
North America Levels Up Real-Time Payments With Bigger Limits
August 06, 2025  |  Real-Time Payments

Real-time payments are becoming a fixture in financial ecosystems across North America, driven by updates in network capabilities, expanded transaction limits and innovative use cases....

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The Clearing House Says RTP’s Limit Increase Drove 195% Spike Over Q1
The Clearing House Says RTP’s Limit Increase Drove 195% Spike Over Q1
July 17, 2025  |  Real-Time Payments

The Clearing House’s RTP® Network processed $481 billion in the second quarter, a 195% increase over the prior quarter. Get the Full Story Complete the...

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Real-Time Payments to See B2B Summer Surge Amid Higher Transaction Limits
Real-Time Payments to See B2B Summer Surge Amid Higher Transaction Limits
July 07, 2025  |  Real-Time Payments

The transaction limits tied to real-time payments have been marching steadily higher. Get the Full Story Complete the form to unlock this article and enjoy...

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