The Clearing House

The Clearing House: Digital Dollar Is a Solution in Search of a Problem
The Clearing House: Digital Dollar Is a Solution in Search of a Problem
June 07, 2022  |  CBDC

The banking industry had its say about the Federal Reserve’s ongoing investigation of a digital dollar last week, and it’s fair to say that it...

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14% of Businesses Cite Reliability as Top Benefit of Real-Time Payments
14% of Businesses Cite Reliability as Top Benefit of Real-Time Payments
June 02, 2022  |  Digital Payments

Companies using real-time payments realize myriad benefits from tapping the method.  Notable shares of executives from these companies identify the reduced risk of payment failure...

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Why Businesses Still Love ACH Payments
Why Businesses Still Love ACH Payments
May 31, 2022  |  B2B Payments

When firms sought digital alternatives to paper checks during the pandemic, many discovered or rediscovered the benefits of a familiar standby: the automated clearing house...

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The Clearing House Stays on Schedule for ISO 20022 Implementation in Nov. 2023
The Clearing House Stays on Schedule for ISO 20022 Implementation in Nov. 2023
May 26, 2022  |  Cross-border Payments

The Clearing House (TCH) has said its clearing and settlement system CHIPS will implement the ISO 20022 message format as planned by November of next...

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Data: Real-Time Payments Usage Rising Among Mid-Market Companies
Data: Real-Time Payments Usage Rising Among Mid-Market Companies
May 15, 2022  |  Payment Methods

Fifteen percent of companies from four industries with annual revenue between $50 million and $1 billion currently use real-time payments to make or receive payments,...

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How Grubhub Leverages Instant Payments to Improve Driver Satisfaction
How Grubhub Leverages Instant Payments to Improve Driver Satisfaction
May 12, 2022  |  Consumer Payments

The gig economy has become an appealing option for American workers seeking flexible self-employment, but delayed payouts can quickly drive these workers into financial hardship,...

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The Data Point: Real-Time Payments Are the Norm at Nearly 9 in 10 Big Businesses
The Data Point: Real-Time Payments Are the Norm at Nearly 9 in 10 Big Businesses
May 10, 2022  |  Payment Methods

Real-time payments (RTP) are a long time coming and still in very early days, but the wrangling of regulators, banks and other stakeholders is fast...

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TCH’s Immediate X-Border Payments Pilot Eyes Payroll, Remittances
TCH’s Immediate X-Border Payments Pilot Eyes Payroll, Remittances
May 10, 2022  |  Cross-border Payments

Breathless anticipation of blockchain and central bank digital currencies (CBDCs) aside: There’ll always be a place for the correspondent banking system. As Russ Waterhouse, executive...

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Businesses Mull Move to RTP to Capture Cash Flow Benefits
Businesses Mull Move to RTP to Capture Cash Flow Benefits
May 09, 2022  |  B2B Payments

Real-time payments usage may be nearing an inflection point. These payments still account for just 2% of corporate payments sent and 1.3% of payments received,...

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