The Clearing House

Real-Time Gap: Consumers Wait as Banks Tackle Legacy Payments Tech

Real-Time Gap: Consumers Wait as Banks Tackle Legacy Payments Tech
Real-Time Gap: Consumers Wait as Banks Tackle Legacy Payments Tech
March 25, 2025  |  Real-Time Payments

Faster payments have loomed large in financial services through the past couple of years — and with the uncertainty of tariffs and inflation, speedier payments...

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Bank of America Says Real-Time Payments Connect Businesses to Working Capital
Bank of America Says Real-Time Payments Connect Businesses to Working Capital
March 17, 2025  |  Payments Innovation

The Clearing House’s RTP network launched in 2017. The FedNow Service, the central bank’s foray into real-time payments, debuted in the summer 2023. And yet...

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Cost and Integration Concerns Keep Smaller Banks From Adopting Real-Time Payments
Cost and Integration Concerns Keep Smaller Banks From Adopting Real-Time Payments
March 14, 2025  |  Banking

The benefits of real-time payments may be readily apparent to financial institutions (FIs) — as they can serve their clients with new use cases, including...

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Real-Time Payments Spike With $10M Transactions, Digital Wallet Boom
Real-Time Payments Spike With $10M Transactions, Digital Wallet Boom
March 11, 2025  |  Real-Time Payments

What if a business could move millions of dollars instantly — just like sending a text message? That’s exactly what’s happening as real-time payments expand....

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CHIPS Liquidity Algorithm Frees Up Billions From Bank Balance Sheets
CHIPS Liquidity Algorithm Frees Up Billions From Bank Balance Sheets
February 25, 2025  |  Money Mobility

All companies strive for liquidity — the ability to turn assets into the cash needed to fund short-term liabilities. Liquidity is especially important to financial...

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How Networks and Regulatory Shifts Drive Real-Time Payments Global Growth
How Networks and Regulatory Shifts Drive Real-Time Payments Global Growth
February 21, 2025  |  Real-Time Payments

Real-time payments are changing the global financial landscape, creating a new standard for transaction speed, efficiency and convenience. Get the Full Story Complete the form to...

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Nearly a Third of Banks Lack a Faster Payments Plan — and Risk Losing Customers
Nearly a Third of Banks Lack a Faster Payments Plan — and Risk Losing Customers
February 11, 2025  |  Real-Time Payments

To quote The Bard, or more specifically, Hamlet: “The readiness is all.” Get the Full Story Complete the form to unlock this article and enjoy...

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BNY Makes $10M Instant Payment; Largest in US History
BNY Makes $10M Instant Payment; Largest in US History
February 10, 2025  |  Real-Time Payments

The Clearing House said it transmitted the largest instant payment in United States history. Get the Full Story Complete the form to unlock this article...

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Banks Offering Instant Payments Say Bills Are Top Consumer Use
Banks Offering Instant Payments Say Bills Are Top Consumer Use
February 07, 2025  |  Real-Time Payments

For banks still on the fence about real-time payments, here’s a reality check: Not offering instant payments doesn’t just mean losing potential new customers —...

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