The Data Point

63% of Firms Face Check Fraud as Paper Payments Linger

63% of Firms Face Check Fraud as Paper Payments Linger
63% of Firms Face Check Fraud as Paper Payments Linger
April 27, 2026  |  Real-Time Payments

The biggest obstacle to real-time payments adoption may not be fraud, but the fear of fraud. Get the Full Story Complete the form to unlock...

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32% Increased Spending After Using a Credit Card App
32% Increased Spending After Using a Credit Card App
April 24, 2026  |  Consumer Finance

A credit card’s place in a consumer’s wallet is now shaped as much by its app as by its rate, perks or brand, a shift...

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56% of SMBs Want More Flexible Card Programs
56% of SMBs Want More Flexible Card Programs
April 23, 2026  |  SMBs

For small businesses, the next credit story may not be about getting approved. It may be about finding a card that finally works the way...

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50% More Digital Shopping Days Put Parents at the Center of Retail’s Shift
50% More Digital Shopping Days Put Parents at the Center of Retail’s Shift
April 22, 2026  |  Consumer Insights

Busy parents may be giving global digital commerce its clearest growth signal yet. The data makes a strong case for why merchants should pay attention....

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37% of Businesses Say Instant Payments Strengthen Security
37% of Businesses Say Instant Payments Strengthen Security
April 21, 2026  |  Real-Time Payments

For many businesses, the story around instant payments may be shifting from fear to familiarity. Get the Full Story Complete the form to unlock this...

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90% of Millennials Feel Pressure at the Grocery Store
90% of Millennials Feel Pressure at the Grocery Store
April 16, 2026  |  Consumer Insights

Millennials are learning to manage a pileup of costs all at once, and PYMNTS Intelligence data suggests that balancing act is becoming harder even during...

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Less Than Half of Consumers Say They Could Handle a $1,000 Surprise Expense
Less Than Half of Consumers Say They Could Handle a $1,000 Surprise Expense
April 15, 2026  |  Consumer Insights

A flat tire, a broken appliance or an urgent dental bill may look like a routine household problem. But for a growing share of Americans,...

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Inflation Hits 58% of Small Businesses and Pushes Embedded B2B Finance Forward
Inflation Hits 58% of Small Businesses and Pushes Embedded B2B Finance Forward
April 13, 2026  |  SMBs

What started as a convenience play in consumer apps is becoming something much bigger in business: a way for platforms to turn payments, credit and...

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38% of Credit Union Members Want BNPL From Their FI
38% of Credit Union Members Want BNPL From Their FI
April 10, 2026  |  Credit Unions

Credit unions have a fresh opening in buy now, pay later (BNPL), and it is less about launching another loan product than helping members make...

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