The Data Point

86% of Companies Say Embedded Finance Boosts Financial Performance

86% of Companies Say Embedded Finance Boosts Financial Performance
86% of Companies Say Embedded Finance Boosts Financial Performance
April 02, 2026  |  Payments Innovation

A year ago, embedded finance was often framed as a feature. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

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72% of Gen Z Feels Financial Strain and Credit Unions See an Opening
72% of Gen Z Feels Financial Strain and Credit Unions See an Opening
April 01, 2026  |  Credit Unions

A recent PYMNTS Intelligence report suggests that the biggest opening for credit unions with Gen Z may not be basic digital access, but the chance...

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50% of Consumers Struggle With Daily Costs as Generations Take Different Paths
50% of Consumers Struggle With Daily Costs as Generations Take Different Paths
March 31, 2026  |  Consumer Insights

Americans across age groups are feeling the same economic squeeze, but the way they respond is starting to reveal a sharper generational divide. Get the...

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Gen Z Digital Wallet Use Climbs 21% as Budgets Tighten
Gen Z Digital Wallet Use Climbs 21% as Budgets Tighten
March 30, 2026  |  Consumer Insights

Financial stress is doing more than pushing consumers to hunt for lower prices. It is also changing how they organize purchases, where they shop and...

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74% of Embedded Finance Platforms Report Less Fraud
74% of Embedded Finance Platforms Report Less Fraud
March 27, 2026  |  Fraud Prevention

A finding from a new PYMNTS security report suggests that the technology expanding fraud risk in business payments may also hold its most promising solution....

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57% of Retail SMBs Want Flexible Due Dates on Credit Cards
57% of Retail SMBs Want Flexible Due Dates on Credit Cards
March 26, 2026  |  SMBs

Small businesses may be sending a clear signal to card issuers: stop selling access and start selling usefulness. A new PYMNTS Intelligence report suggests many...

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50% of CFOs Say AI Will Create New Workforce Roles
50% of CFOs Say AI Will Create New Workforce Roles
March 25, 2026  |  artificial intelligence

One message is coming through clearly from corporate finance leaders: AI is not just a tool for cutting tasks, it is starting to reshape what...

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85% of Merchants Say Fraud Tools Must Reduce Checkout Friction
85% of Merchants Say Fraud Tools Must Reduce Checkout Friction
March 24, 2026  |  Fraud Prevention

Merchants fighting fraud increasingly face a strategic challenge that extends beyond blocking criminals. The real task is protecting revenue while keeping checkout smooth for legitimate...

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54% of B2B Platforms Report Revenue Gains From Embedded Finance
54% of B2B Platforms Report Revenue Gains From Embedded Finance
March 12, 2026  |  B2B Payments

A growing number of B2B platforms are discovering that financial services built directly into their software are becoming a powerful engine for growth. Get the...

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