The Data Point

47% of Brazilians Use Digital Wallets for Bill Payments
47% of Brazilians Use Digital Wallets for Bill Payments
November 21, 2024  |  Mobile Wallets

Brazil is reshaping the global use of digital wallets, with consumers relying on them for bill payments and identity verification, unlike other countries, where they...

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90% of Consumers Are Familiar With Digital Wallets, but Struggle to Define Them
90% of Consumers Are Familiar With Digital Wallets, but Struggle to Define Them
November 19, 2024  |  Mobile Wallets

As digital wallets become a staple of modern consumer life, there’s a need for clarity around their functions. While many consumers are familiar with the...

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67% of FinTechs Prioritize Mobile Capabilities to Drive Growth and Engagement
67% of FinTechs Prioritize Mobile Capabilities to Drive Growth and Engagement
November 18, 2024  |  Mobile

FinTechs are pursuing modernization to stay competitive, focusing on mobile capabilities and enhancing user experience. According to a PYMNTS Intelligence report, “The FinTech Innovation Agenda,”...

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78% of CFOs Plan to Increase GenAI Investments Despite Limited ROI
78% of CFOs Plan to Increase GenAI Investments Despite Limited ROI
November 15, 2024  |  artificial intelligence

Generative artificial intelligence (GenAI) has become an important tool for CFOs, who view the technology as critical to their organization’s strategic and operational planning. According...

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Nearly Three-Quarters of Small Businesses Using Embedded Lending Access Bigger Credit Lines
Nearly Three-Quarters of Small Businesses Using Embedded Lending Access Bigger Credit Lines
November 14, 2024  |  SMBs

Small and medium-sized businesses (SMBs) face challenges when securing credit, especially in an uncertain economy. Embedded lending, which integrates credit options directly into purchase platforms,...

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Most Gamers Prefer Instant Payouts but Only 49% Can Get Them
Most Gamers Prefer Instant Payouts but Only 49% Can Get Them
November 13, 2024  |  Real-Time Payments

The online gambling industry is booming, driven by the rise of digital poker, online casinos and fantasy sports betting, making it crucial for operators to...

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90% of Healthcare Executives See Positive ROI From GenAI Investments
90% of Healthcare Executives See Positive ROI From GenAI Investments
November 12, 2024  |  artificial intelligence

As healthcare organizations look to the future, Generative AI is becoming a crucial tool for driving long-term growth and improving patient care. With its ability to...

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41% of Zillennials Prioritize Price Over Brand Loyalty in Shopping
41% of Zillennials Prioritize Price Over Brand Loyalty in Shopping
November 11, 2024  |  Consumer Insights

Zillennials — who were born between 1991 and 1999 — are reshaping the retail market with a blend of millennial values and Generation Z’s tech-savviness....

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More Than Half of Consumers Want Smarter Shopping Experiences
More Than Half of Consumers Want Smarter Shopping Experiences
November 07, 2024  |  Retail

Consumer expectations around shopping are changing, with higher demand for personalized, artificial intelligence (AI)-driven experiences that offer convenience, customization and efficiency. A PYMNTS Intelligence report,...

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