The Data Point

Nearly 60% of US Consumers Want to Manage Savings via an Everyday App
Nearly 60% of US Consumers Want to Manage Savings via an Everyday App
September 27, 2023  |  Consumer Insights

With an overwhelming number of apps competing for user attention, consumers are experiencing app overload. As a result, the appeal of a unified platform or...

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FinTechs Prioritize Convenience, but Customers Want Faster Payments and More Choice
FinTechs Prioritize Convenience, but Customers Want Faster Payments and More Choice
September 26, 2023  |  Consumer Insights

Today’s economy relies heavily on digitally oriented consumers, which makes moving money swiftly a crucial demand for financial service providers, particularly emerging FinTech issuers aiming...

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Two-Thirds of Manufacturers Plan More Real-Time Payments Features Within 12 Months 
Two-Thirds of Manufacturers Plan More Real-Time Payments Features Within 12 Months 
September 22, 2023  |  Real-Time Payments

The pivot toward real-time payments is sweeping what might be the most “smokestack” of the some-stack verticals within the economy. That would be manufacturing, of...

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43% of Consumers Will Delay or Cancel a Purchase If Merchants Don’t Offer BNPL
43% of Consumers Will Delay or Cancel a Purchase If Merchants Don’t Offer BNPL
September 20, 2023  |  BNPL

As consumers become increasingly accustomed to convenient and flexible payment options, buy now, pay later (BNPL) as a payment method has gained significant popularity both...

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Loyal High-Income Consumers Spend Nearly $800 per Subscription Every Year
Loyal High-Income Consumers Spend Nearly $800 per Subscription Every Year
September 19, 2023  |  Subscription Commerce

In the world of retail subscription commerce, loyal subscribers play a crucial role in driving revenue and are essential for the success and survival of...

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Consumers Want Banks to Make Paying Bills Easier
Consumers Want Banks to Make Paying Bills Easier
September 18, 2023  |  Consumer Payments

The bill payment process can often be a source of frustration for consumers, with a significant share experiencing difficulties when attempting to pay their bills....

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Nearly Half of Consumers Say Student Loan Repayments Will Hurt Their Ability to Save
Nearly Half of Consumers Say Student Loan Repayments Will Hurt Their Ability to Save
September 15, 2023  |  Loans

The freeze on federal student loan payments since March 2020 has allowed millions of individuals to allocate their money toward other needs. But as the...

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Nearly 30% of High Earners Cite Nonessential Spending as Reason for Paycheck-to-Paycheck Lifestyle
Nearly 30% of High Earners Cite Nonessential Spending as Reason for Paycheck-to-Paycheck Lifestyle
September 14, 2023  |  Consumer Finance

Living paycheck to paycheck is a harsh reality for millions of individuals in the U.S., and nonessential spending plays a key role in adding to...

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Nearly 70% of Consumers Prioritize Trust Over Convenience When Choosing a Bank
Nearly 70% of Consumers Prioritize Trust Over Convenience When Choosing a Bank
September 13, 2023  |  Banking

In the retail banking industry, convenience and trust are two pivotal elements that significantly influence customer satisfaction and the acquisition of new customers. In the...

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