The Data Point

Gen Z Relies More on BNPL for Small, Everyday Purchases
Gen Z Relies More on BNPL for Small, Everyday Purchases
September 06, 2023  |  Buy Now Pay Later

In today’s uncertain macroeconomic landscape, credit products have become essential for managing spending and cash flow. In “The Credit Economy: How Younger Consumers Make Credit...

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71% of Gen Z Consumers Prefer Banking via Smartphone for Security
71% of Gen Z Consumers Prefer Banking via Smartphone for Security
May 04, 2023  |  Security & Fraud

As smartphone security measures like biometrics become more advanced, more consumers feel safe conducting financial transactions via mobile, including over half of seniors and baby...

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73% of Millennials Still Live Paycheck-To-Paycheck But Savings Cushions Are Rising
73% of Millennials Still Live Paycheck-To-Paycheck But Savings Cushions Are Rising
May 03, 2023  |  Connected Economy

As millennials enter new life phases like home ownership and parenthood, those added financial pressures make this high-earning demographic most likely to live paycheck to...

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30% of US Construction Firms Invest in Digital Payments Amid Housing Slump
30% of US Construction Firms Invest in Digital Payments Amid Housing Slump
March 02, 2023  |  Digital Payments

Construction firms facing lower housing starts and rising mortgage rates that are turning off potential home buyers are increasingly turning to digital payment solutions as...

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Travel and Transportation Drive 14% Rise in Consumer Use of Digital Tools
Travel and Transportation Drive 14% Rise in Consumer Use of Digital Tools
February 27, 2023  |  Connected Economy

Consumer engagement in the connected economy continues to gain ground, as new PYMNTS research found the use of apps and platforms posted double-digit increases in...

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7 in 10 Retail, Finance and Insurance CFOs Say Digital Investments Are Paying Off
7 in 10 Retail, Finance and Insurance CFOs Say Digital Investments Are Paying Off
February 24, 2023  |  Digital Payments

Investments in digital systems for fraud prevention, working capital, and accounts receivable (AR) lead a long list of digital expenditures that are yielding benefits for...

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Nearly 30% of Consumers Paid a Healthcare Bill Via Online Portal in the Past Year
Nearly 30% of Consumers Paid a Healthcare Bill Via Online Portal in the Past Year
February 22, 2023  |  Healthcare

Paying at the doctor’s office or hospital is still the predominant way consumers settle medical bills, but that’s changing as awareness of online portals and...

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CFOs Seek New Levels of Efficacy in 2023 Systems Investments
CFOs Seek New Levels of Efficacy in 2023 Systems Investments
February 08, 2023  |  Digital Payments

With all the digital transformation that took place across various systems during the first two years of the pandemic, more firms are now filling in...

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Struggling Households Optimistic That Finances Will Improve This Year
Struggling Households Optimistic That Finances Will Improve This Year
February 01, 2023  |  Consumer Insights

Although PYMNTS latest research finds that 64% of U.S. consumers are living paycheck to paycheck, there is still optimism that things will get better. This,...

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