The Data Point

The Data Point: Financial Stressors Hammer 65% of Paycheck-to-Paycheck Consumers
The Data Point: Financial Stressors Hammer 65% of Paycheck-to-Paycheck Consumers
June 28, 2022  |  Consumer Finance

An inflationary shock is adding to the difficulties of consumers living paycheck-to-paycheck, often with little or no savings, with challenging life events compounding these problems....

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The Data Point: 59% of Canadian Firms Have Warm Feelings About Real-Time Payments
The Data Point: 59% of Canadian Firms Have Warm Feelings About Real-Time Payments
June 24, 2022  |  Payments Innovation

Though real-time payments (RTP) aren’t yet available in Canada, North America’s commercial northern lights want all the benefits of real-time rails, one might say, in...

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The Data Point: Chains Take the Cake With 60% of Restaurant Consumers
The Data Point: Chains Take the Cake With 60% of Restaurant Consumers
June 23, 2022  |  Data

There are folks who prefer quick-service restaurants (QSRs) to independent eateries, while others can’t say no to a five-course meal with fine tableside service. It...

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The Data Point: 23% of Consumers Have Held Crypto In the Past Year
The Data Point: 23% of Consumers Have Held Crypto In the Past Year
June 22, 2022  |  Cryptocurrency

With cryptocurrency values highly volatile at present, its immediate future as a consumer payments form is experiencing a moment of doubt. However, dialed-in businesses and...

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The Data Point: At 25%, Millennials Show Highest Payments Diversification of Any Group
The Data Point: At 25%, Millennials Show Highest Payments Diversification of Any Group
June 21, 2022  |  Payment Methods

Payments choice is a proving a key driver of digital commerce, as consumers form bonds of familiarity, loyalty and rewards from favoring different payment types...

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The Data Point: Now Hear This — Voice Recognition Cut Australian Shopping Friction by 89%
The Data Point: Now Hear This — Voice Recognition Cut Australian Shopping Friction by 89%
June 20, 2022  |  Retail

Australia is both leading and lagging when it comes to the digital transformation of shopping, as the nation that arguably ignited the current buy now,...

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The Data Point: Brazil’s Smartphone-Centric Shoppers Report 58% Less Friction
The Data Point: Brazil’s Smartphone-Centric Shoppers Report 58% Less Friction
June 16, 2022  |  Retail

Taking a different path to digitization, Brazil is a nation where more people have smartphones than they do bank accounts, creating a unique mix of...

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The Data Point: Nearly 50% of Consumers Highly Interested in Digital-Only Banking
The Data Point: Nearly 50% of Consumers Highly Interested in Digital-Only Banking
June 15, 2022  |  Digital Banking

Branch banking didn’t vanish as many believed it might during the pandemic’s worst, but millions were introduced to digital banking, and a great many are...

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The Data Point: 44% of Consumers Say They Would Switch Merchants Over Card Surcharges
The Data Point: 44% of Consumers Say They Would Switch Merchants Over Card Surcharges
June 14, 2022  |  Credit Cards

Credit card surcharges are permissible in most states and are useful to merchants for what those fees cover, but many consumers dislike these charges even...

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