Tracker Series

AI Agents Are Becoming the New Power Brokers in Digital Commerce
AI Agents Are Becoming the New Power Brokers in Digital Commerce
February 12, 2026  |  Artificial Intelligence

This edition of “The Prompt Economy™ Tracker®” examines how tokenization is emerging as the foundational trust layer for agentic AI and the next generation of digital commerce....

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Slow Payments Drain Small Business Cash Faster Than Sales Can Refill It
Slow Payments Drain Small Business Cash Faster Than Sales Can Refill It
February 11, 2026  |  Faster Payments

For many small businesses, cash flow is no longer a background concern. It is the defining constraint shaping daily operations and long-term viability. Delayed receivables...

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Checks, Not Instant Payments, Pose the Biggest Fraud Risk
Checks, Not Instant Payments, Pose the Biggest Fraud Risk
January 28, 2026  |  Faster Payments

Instant payments adoption continues to rise, but fraud concerns remain a powerful brake on momentum. As artificial intelligence drives more sophisticated attacks, businesses and financial...

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Instant Payments Take Center Stage as Construction Confronts Its Cash Flow Crisis
Instant Payments Take Center Stage as Construction Confronts Its Cash Flow Crisis
December 17, 2025  |  Real-Time Payments

Construction timelines depend on precision, coordination and confidence, but slow payments continue to undermine all three. Across the industry, contractors report that late disbursements are...

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Slow Claims Payouts Push Insurance Policyholders to Switch Carriers
Slow Claims Payouts Push Insurance Policyholders to Switch Carriers
November 17, 2025  |  Insurance

Insurance once sold peace of mind. Today, peace of mind arrives in milliseconds—or not at all. When policyholders file a claim, they are not benchmarking...

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AI Agents Are Moving to the Front of the Checkout Line
AI Agents Are Moving to the Front of the Checkout Line
October 29, 2025  |  Artificial Intelligence

As shoppers increasingly rely on AI assistants to search, compare and buy, the traditional customer journey is disappearing. Instead of typing into search bars, consumers...

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Restaurants Serve Up Instant Payments to Keep Staff and Cash Flow Steady
Restaurants Serve Up Instant Payments to Keep Staff and Cash Flow Steady
September 30, 2025  |  Money Mobility

Labor shortages, high turnover and shifting consumer habits are reshaping the restaurant industry, and payments are at the center of the transformation. What was once...

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From Perk to Necessity: On-Demand Pay Brings Predictability to Paychecks
From Perk to Necessity: On-Demand Pay Brings Predictability to Paychecks
September 10, 2025  |  Real-Time Payments

In an era of high living costs and economic uncertainty, payroll timing is more than a convenience—it’s a competitive edge. Earned wage access (EWA), which...

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Why Prompts Are the New Buy Buttons
Why Prompts Are the New Buy Buttons
August 21, 2025  |  Artificial Intelligence

What happens when a simple request becomes a done deal? When prompts replace buy buttons and commerce moves at the speed of a conversation? Get...

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