WhatsNextInPaymentsSeries

Winning Top Of Wallet: How Financial Institutions Compete in the Embedded Finance Era
Winning Top Of Wallet: How Financial Institutions Compete in the Embedded Finance Era
July 12, 2024  |  Connected Economy

Past performance doesn’t always guarantee future results, but it can inform them. That’s particularly evident when it comes to the payments and commerce landscape, which...

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Are APIs the Power Source for Open Banking’s Rise?
Are APIs the Power Source for Open Banking’s Rise?
July 09, 2024  |  API

As open banking takes root in the United States, the role of application programming interfaces (APIs) will become more widely known and appreciated. That’s one...

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Ingo Payments’ Edwards Says Regulatory Tightrope Will Be BaaS’s Proving Ground
Ingo Payments’ Edwards Says Regulatory Tightrope Will Be BaaS’s Proving Ground
July 08, 2024  |  Bank Regulation

As the banking and payments business cross into the second half of 2024, many executives say we’re at a pivotal juncture — one that will...

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Trending: Banking-as-a-Service Upheaval Will Stabilize
Trending: Banking-as-a-Service Upheaval Will Stabilize
June 25, 2024  |  Digital Banking

One of the themes in PYMNTS’ monthly “What’s Next in Payments” series is that the Banking-as-a-Service (BaaS) model is under pressure right now. Synapse declared...

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Thredd CEO Counts on Regulators to Address Vulnerabilities of Banking as a Service
Thredd CEO Counts on Regulators to Address Vulnerabilities of Banking as a Service
June 21, 2024  |  Banking

The relationships between FinTechs, banks and neobanks has been placed under a harsh spotlight with the recent revelations around the Synapse bankruptcy. The reaction from...

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QED Investors’ Gerety Says BaaS Model May Be Stronger Without Synapse
QED Investors’ Gerety Says BaaS Model May Be Stronger Without Synapse
June 17, 2024  |  Banking

The Synapse bankruptcy saga continues to rock the BaaS world, marked by last week’s revelation of $85 million in missing funds. The plot thickened last...

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Embedded Authentication Could Accelerate Digital Payments
Embedded Authentication Could Accelerate Digital Payments
May 31, 2024  |  Authentication

As we move fast and furiously into a digitally connected economy, payments modernization is essential. After all, how businesses and consumers pay, and get paid,...

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Bank of America: Collaboration and Innovation Will Drive the Future of Payments
Bank of America: Collaboration and Innovation Will Drive the Future of Payments
May 31, 2024  |  Payments Innovation

Payments modernization, depending on the financial services company, will be synonymous with upgrades. But it also needs to be synonymous with innovation, collaboration and business...

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Fiserv GM on the Pot of Gold at the End of the ISO Rainbow
Fiserv GM on the Pot of Gold at the End of the ISO Rainbow
May 31, 2024  |  Banking

As payments shift from traditional and manual workflows to automated, digital ones, everything will change. And that’s a good thing for global commerce. “Across the...

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