Control Versus Convenience Shapes Debate As FIs Adopt Faster Payments

Real-Time Payments Report - December 2020

Small financial institutions (FIs) that directly integrate with real-time payments (RTP) must do more work than counterparts that turn to third parties for RTP access. But the initial investment is worth the cost, says Jesse Honigberg, technology chief of staff at Cross River. In the Real-Time Payments Report, Honigberg explains how direct integrations give banks the control needed to launch new, creative RTP-powered experiences.

Inside the December Report
  • An interview with Jesse Honigberg, technology chief of staff for Cross River Bank, on why the community bank chose to directly integrate via API with the RTP network
  • The latest real-time payment developments, including Brazil’s launch of an instant payments rail and insights on how U.S. businesses could pay employees faster over RTP
  • A Deep Dive examining the factors that small financial institutions consider when determining their real-time payment rail adoption strategies

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