Bank Regulation news and trends

Data Aggregators Push Secure Access as Rule 1033 Rewrite Looms
Bank Regulation // February 19, 2026

Rule 1033 was supposed to be the moment U.S. open banking stopped being a patchwork of screen-scraping workarounds and became a regulated data right. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...

Bank Charters Are Reshaping Who Can Compete for Consumer Deposits
Banking // February 10, 2026

Bank charters represent the operating system (OS) for the U.S. financial sector. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By...

Consumer Group Attacks CFPB Plan to Limit Complaints
CFPB // February 05, 2026

A consumer advocacy group said that potential changes to the Consumer Financial Protection Bureau’s complaint system could make it harder for people to file complaints about credit reporting companies, debt collectors, banks and other businesses. Get the Full Story Complete the form to unlock this...

Industrial Loan Charters Take Center Stage as De Novo Banking Makes a Comeback
Banking // February 05, 2026

Treasury Secretary Scott Bessent used his House testimony Wednesday (Feb. 4) to spotlight an urgency for new bank formation. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe...

Interviews & Exclusives
Embedded Finance Firms Brace for Tighter US Regulations

February 26, 2026
From Amazon to dentist offices to Uber, companies that aren’t banks are the new face of financial services. Embedded finance offers credit, buy now, pay later, card installment plans, payments and insurance for everything from Prada handbags and veneers to Uber driver wages. With three parties in that marriage, banks, FinTechs and nonbank companies, who’s […]

Data Aggregators Push Secure Access as Rule 1033 Rewrite Looms

February 19, 2026
Rule 1033 was supposed to be the moment U.S. open banking stopped being a patchwork of screen-scraping workarounds and became a regulated data right. Get the Full Story Complete the...

Bank Charters Are Reshaping Who Can Compete for Consumer Deposits

February 10, 2026
Bank charters represent the operating system (OS) for the U.S. financial sector. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

Bessent Proposes Unlimited Insurance for Business Checking Accounts

February 04, 2026
The House Financial Services Committee convened Wednesday (Feb. 4) for a marathon session on financial sector stability lasting roughly five hours, characterized by sharp ideological divides and procedural maneuvering. Get...

Quick Reads
Consumer Group Attacks CFPB Plan to Limit Complaints

February 05, 2026
A consumer advocacy group said that potential changes to the Consumer Financial Protection Bureau’s complaint system could make it harder for people to file complaints about credit reporting companies, debt collectors, banks and other businesses. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content […]

Spanish Regulator Imposes $47 Million Fine on Santander

January 23, 2026
Banco Santander was reportedly fined 40 million euros ($47 million) by a Spanish regulator due to past deficiencies in internal processes in Spain at its digital unit Openbank. Get the Full Story Complete the...

Banking Deals Catch Eye of Activist Investors Amid Deregulation

December 30, 2025
Relaxed rules in the U.S. around banking mergers have reportedly caught the eye of activist investors. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

OCC Aims to Reform Liquidity Risk Management and AML Compliance

December 12, 2025
The Office of the Comptroller of the Currency (OCC) plans to continue its regulatory reforms in 2026. Get the Full Story Complete the form to unlock this article and enjoy...