Budgeting news and trends

Bad Financial Management Habits Lead 30% of Affluent Consumers to Live Paycheck to Paycheck
Consumer Finance // February 27, 2024

The prices of goods and services will continue to weigh on U.S. consumers’ wallets in 2024. Most consumers still say they live paycheck to paycheck. Overall, 62% of consumers lived this way as of January 2024, down from 60% last year. This increase suggests the...

As New Year Resolutions Often Fizzle, Will ‘Loud Budgeting’ Ring in Success?
Consumer Finance // January 20, 2024

The start of a new year often triggers the adoption of new behaviors such as joining a new gym, eating healthier or even opting to save more money. While some people maintain these behaviors for only a few days or weeks, others turn them into...

Citi and TIS Offer Companies Cash Liquidity Insight Tools
Back-office // May 01, 2023

Citi and TIS want to give customers more insights into their cash flow and working capital. The companies – Citi’s Treasury and Trade Solutions and TIS (Treasury Intelligence Solutions) announced Monday (May 1) that they’d expanded their partnership, allowing clients of the two companies to...

How Consumers Decide Which Bills Get Paid and Which Bills Get Skipped
Consumer Payments // January 26, 2023

When times get tough, overstretched consumers must sometimes make hard decisions about which bills to pay first — and which ones to leave unpaid. Although it is well known that the importance of affected services is a critical differentiator in this decision-making process, another factor has...

Interviews & Exclusives
How Consumers Decide Which Bills Get Paid and Which Bills Get Skipped

January 26, 2023
When times get tough, overstretched consumers must sometimes make hard decisions about which bills to pay first — and which ones to leave unpaid. Although it is well known that the importance of affected services is a critical differentiator in this decision-making process, another factor has a significant impact: friction in the bill payment process. PYMNTS’ […]

Digital Budgeting Tools Are Inflation Era Lifeline for Millennials and Gen Zs

October 19, 2022
As European consumers look to mitigate against continent-wide inflationary pressure, many are tightening their purse strings ahead of what may be a difficult winter. Across the continent, soaring food and...

Not Candy Crush: Gaming App Focuses On Consumers’ Financial Goal Setting

February 08, 2021
A good game, one that attracts hundreds of millions of players and dollars in the app store, can take all kinds of forms. There are complicated adventures, simple puzzles, first-person...

Are Millennials Really Over Revolving Credit?

November 22, 2019
Consumers and their credit providers aren’t always aligned when it comes to best outcomes. For a customer using a revolving credit tool, such as a credit card, the best outcome...

Quick Reads
Citi and TIS Offer Companies Cash Liquidity Insight Tools

May 01, 2023
Citi and TIS want to give customers more insights into their cash flow and working capital. The companies – Citi’s Treasury and Trade Solutions and TIS (Treasury Intelligence Solutions) announced Monday (May 1) that they’d expanded their partnership, allowing clients of the two companies to access TIS’ cash forecasting and working capital platform. “Against a […]

Propel Notches $12.8M In Series A Funding

December 14, 2018
To help low-income consumers get back on their feet, New York-based Propel has notched $12.8 million in Series A funding. Nyca Partners led the round, along with the participation of...