Buy Now Pay Later news and trends

56% of Gen Z Struggle to Track When Installment Payments Are Due
Buy Now Pay Later // March 20, 2026

For many consumers, pay later is shifting from a checkout convenience to a budgeting tool. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Klarna’s Merchant Base Jumps 47% to Pass 1 Million
BNPL // March 17, 2026

Digital bank/pay later company Klarna says its global merchant base now exceeds 1 million. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...

The Next Battle in Credit Won’t Be for Top of Wallet
Credit Cards // March 11, 2026

The credit industry has spent decades competing for something consumers were never actually optimizing for. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

eCommerce Emerges as Bright Spot Amid Overall Retail Sales Dip
Retail // March 06, 2026

Consumer spending cooled slightly in January, although strong growth in digital retail channels suggests that the broader trajectory of household consumption remains intact. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...

Interviews & Exclusives
56% of Gen Z Struggle to Track When Installment Payments Are Due

March 20, 2026
For many consumers, pay later is shifting from a checkout convenience to a budgeting tool. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive […]

14% of Consumers Use BNPL Even After Holiday Spending Surge

February 17, 2026
Buy now, pay later is no longer just a checkout feature. It is becoming a line item in the monthly household budget. Get the Full Story Complete the form to...

BNPL Becomes a Lifestyle Tool as 53% Use It for Experiences

January 21, 2026
Americans are no longer just spreading payments over time. They are spreading risk, timing and lifestyle choices as rising costs reshape how discretionary spending actually happens. Get the Full Story...

Banks Take a Page From the Buy Now Pay Later Playbook

December 29, 2025
On the eve of the COVID-19 pandemic, large banks were jolted by the sudden rise of a new credit alternative. That 2019, buy now, pay later option from specialized providers...

Quick Reads
Velera Wants Consumers to Turn to Credit Unions for BNPL

April 07, 2026
Velera has expanded its buy now, pay later (BNPL) capabilities for credit unions. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications from […]

Klarna’s Merchant Base Jumps 47% to Pass 1 Million

March 17, 2026
Digital bank/pay later company Klarna says its global merchant base now exceeds 1 million. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

Splitit and Google Prepare Installment Payments for AI Shopping Agents

March 05, 2026
Splitit aims to make flexible payment options part of agentic commerce through its support of Google’s Universal Commerce Protocol (UCP). Get the Full Story Complete the form to unlock this...

Affirm and Stripe Team to Combine BNPL and Agentic AI

March 03, 2026
Pay later provider Affirm is expanding its partnership with payments company Stripe. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...