Buy Now Pay Later/page/4 news and trends

Pre-Purchase Testing and Flexible Payments: Shaping the Future of Retail Transactions
Retail // December 23, 2024

As consumers rely more on online shopping, the importance of optimizing the payment process has never been more evident. With peak shopping periods like the holidays driving even higher consumer demand, retailers are focusing on pre-purchase testing and offering flexible payment options to ensure smooth...

Splitit CEO: Card-Linked Installments Unlock $3 Trillion of Consumer Spending Power
Buy Now Pay Later // December 23, 2024

This year’s payment options are wider than last year’s. The PYMNTS Intelligence report “Maximizing Holiday Value: The Strategic Value of Early Pay Later Visibility,” created in collaboration with Splitit, found that consumers prefer merchants that offer the option to pay over time. They also favor...

Trump 2.0 Expected to Pursue Regulatory Rollbacks at CFPB
CFPB // December 19, 2024

A flurry of announcements and proposals from the Consumer Financial Protection Bureau in the weeks leading up to — and after — November’s election begs the question: With the agency under fire from the majority party — as Republicans have control of the presidency and...

Affirm Extends BNPL Offering to Adyen’s Platform Customers
BNPL // December 18, 2024

Pay-later network Affirm says it is expanding its partnership with payments company Adyen. The expansion makes Affirm the first buy now, pay later (BNPL) provider to support Adyen’s payment solution for platform businesses, while also offering more payment options for Adyen merchants in Canada, according to a Wednesday...

Interviews & Exclusives
Splitit CEO: Card-Linked Installments Unlock $3 Trillion of Consumer Spending Power

December 23, 2024
This year’s payment options are wider than last year’s. The PYMNTS Intelligence report “Maximizing Holiday Value: The Strategic Value of Early Pay Later Visibility,” created in collaboration with Splitit, found that consumers prefer merchants that offer the option to pay over time. They also favor the ability to break payments into predictable timeframes in a […]

Cash-Strapped Consumers 3.5 Times More Likely to Use BNPL

December 16, 2024
More than one-third of U.S. consumers are struggling with cash flow shortages, forcing them to make tough choices about how they pay for everyday necessities. Millennials, lower-income consumers, and those...

43% of Consumers Choose Retailers Based on Preferred Financing Options

December 11, 2024
During the holiday season, consumer spending is impacted by the availability and visibility of financing options, such as Buy Now, Pay Later (BNPL) plans. A PYMNTS Intelligence Report, Maximizing Holiday...

BNPL’s In-Store Struggle: Digital Darling Hits Brick Wall in Physical Retail

December 02, 2024
Black Friday’s in the rearview mirror. Cyber Monday is here. Part of what incentivizes a consumer to buy is if and when their preferred payment method is available. It’s a...

Quick Reads
Klarna to Become a Default Payment Method for WooPayments Merchants

December 23, 2024
Klarna will be offered as a default payment method to merchants using the WooPayments solution offered by eCommerce platform WooCommerce. Klarna is currently offered only as an alternative payment option that can be added at the request of a retailer, the companies said in a Friday (Dec. 20) press release. The change is part of […]

Affirm Extends BNPL Offering to Adyen’s Platform Customers

December 18, 2024
Pay-later network Affirm says it is expanding its partnership with payments company Adyen. The expansion makes Affirm the first buy now, pay later (BNPL) provider to support Adyen’s payment solution for platform businesses,...

EBay Adds Klarna BNPL Options in 6 More European Countries

December 12, 2024
EBay is making Klarna’s buy now, pay later (BNPL) payment options available to its shoppers in six more European countries. Following a successful launch in Germany, this offering is now...

Slope Launches Commercial BNPL Card Powered by Marqeta

December 12, 2024
Slope launched a commercial buy now, pay later (BNPL) card solution powered by Marqeta. The new Slope Card enables brands and marketplaces to allow their B2B customers to pay in-store...