Carat From Fiserv news and trends

Report: Embedded Finance Turns Eyeballs Into Revenue for Software Publishing Platforms
eCommerce // December 03, 2024

Embedded finance is no longer optional. As competition intensifies, firms that embrace these innovations will lead the way, while those that hesitate risk falling behind. From buy now, pay later (BNPL) to business credit cards, embedded finance offerings are reshaping how payment facilitators (PayFacs), independent...

Investing in Innovation To Drive Success
Opinion // November 20, 2024

Data can help businesses retain customers and drive revenue, Fiserv Senior Vice President and General Manager, Global eCommerce and Carat Platform Casey Klyszeiko writes in a new PYMNTS eBook, “The New Value Equation: 11 Financial Services Leaders Share Their Vision for 2025.”   Planning for...

Embedded Finance Is the Force Multiplier for PayFacs and Software Platforms
eCommerce // September 19, 2024

Payment facilitators (PayFacs) are transforming how and where we conduct commerce. Entities such as independent software vendors (ISVs) and online marketplaces offer services and products, but they need additional help to be able to receive payments. PayFacs can provide that help. New embedded finance solutions...

Online Engagement Transforms Shoppers’ In-Store Expectations
Retail // May 07, 2024

As shoppers integrate digital technologies into their retail journeys before and after entering the store, their brick-and-mortar expectations are evolving. PYMNTS’ Q1 eBook, “The Implications of Uncertainty,” draws on insights from 18 payments industry executives. Jeff Pomeroy, SVP and head of omnicommerce at Carat from Fiserv,...

Interviews & Exclusives
Report: Embedded Finance Turns Eyeballs Into Revenue for Software Publishing Platforms

December 03, 2024
Embedded finance is no longer optional. As competition intensifies, firms that embrace these innovations will lead the way, while those that hesitate risk falling behind. From buy now, pay later (BNPL) to business credit cards, embedded finance offerings are reshaping how payment facilitators (PayFacs), independent software vendors (ISVs) and marketplaces in the software publishing sector […]

Investing in Innovation To Drive Success

November 20, 2024
Data can help businesses retain customers and drive revenue, Fiserv Senior Vice President and General Manager, Global eCommerce and Carat Platform Casey Klyszeiko writes in a new PYMNTS eBook, “The...

Connected Consumer Data Provides Solid Growth Strategy for Merchants

April 25, 2024
Businesses that use data strategically can unlock opportunities, fuel growth and reduce risk, Jeff Pomeroy, SVP and head of Omnicommerce at Carat from Fiserv, writes in the new PYMNTS eBook,...

Fiserv: Online Authentication Is ‘Moment of Truth’ for Banks and Merchants

March 21, 2024
Jason Paguandas, vice president and general manager, merchant security and fraud at Carat from Fiserv , told Karen Webster that while the technologies may be changing, the password is still...

Quick Reads
65% of Marketplaces Without Payment Capabilities Plan to Add Them

December 28, 2023
Companies across industries are adopting or enhancing embedded payments as a way to improve the customer experience and create new sources of revenue. Among the marketplaces and independent software vendors (ISVs) that don’t currently offer payment capabilities, 65% plan to add embedded financial products for payment acceptance within the next 12 months, according to “Platform […]