Credit Cards news and trends

Rakuten AI Agent Offers Card Users Spending Insights
Credit Cards // February 19, 2026

Users of the Rakuten Card Lite app can now get questions about their credit card statements answered by an artificial intelligence agent. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional...

Banks Shift Loyalty From Points to Everyday Payments
Loyalty & Rewards // February 17, 2026

For decades, loyalty followed a familiar rhythm: Consumers earned points on credit card purchases and redeemed them later, often after months of accumulation. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...

FanDuel Ditches Credit Cards as Sen. Warren Targets Junk Fees
Consumer Payments // February 12, 2026

Sports betting firm FanDuel will stop accepting credit card deposits on March 2. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

Citi Executive Warns Rate Cap Would Kill Credit for Lower-Income Consumers
Credit Cards // February 11, 2026

The Trump Administration’s proposed 10% cap on credit card interest rates would harm access to credit as well as consumer spending in several sectors of the economy, Citi’s head of U.S. personal banking and incoming chief financial officer said Wednesday (Feb. 11). Get the Full Story...

Interviews & Exclusives
Card Surcharges Turn Checkout Into a Loyalty Test as Shoppers Push Back

February 20, 2026
Merchant surcharges are in the news as retailers, large and small, look for extra revenue and consumers rail against their existence. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing […]

Banks Shift Loyalty From Points to Everyday Payments

February 17, 2026
For decades, loyalty followed a familiar rhythm: Consumers earned points on credit card purchases and redeemed them later, often after months of accumulation. Get the Full Story Complete the form...

Nearly 3 in 4 Premium Cardholders Used a Card-Linked Offer in the Past Year

February 10, 2026
Consumers who pay the most for their credit cards turn out to be the ones least likely to ignore them. Just 3.9% of premium cardholders report rarely or never using...

Two-Thirds of Cardholders View Issuers More Positively After Credit Limit Increases

February 05, 2026
Nearly three-quarters of credit cardholders who requested a limit increase and were denied turned to installment plans as an alternative source of credit, revealing how rejection decisions push consumers toward...

Quick Reads
Rakuten AI Agent Offers Card Users Spending Insights

February 19, 2026
Users of the Rakuten Card Lite app can now get questions about their credit card statements answered by an artificial intelligence agent. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By […]

FanDuel Ditches Credit Cards as Sen. Warren Targets Junk Fees

February 12, 2026
Sports betting firm FanDuel will stop accepting credit card deposits on March 2. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

Citi Executive Warns Rate Cap Would Kill Credit for Lower-Income Consumers

February 11, 2026
The Trump Administration’s proposed 10% cap on credit card interest rates would harm access to credit as well as consumer spending in several sectors of the economy, Citi’s head of U.S....

Illinois Swipe Fee Law Upheld by Federal Court

February 11, 2026
An Illinois ban on card interchange fees for taxes and tips has survived a court challenge. Get the Full Story Complete the form to unlock this article and enjoy unlimited...