Credit History news and trends

IDIQ Debuts CreditBuilderIQ as Consumers Feel Pinched
Personal Finance // April 16, 2024

Financial intelligence company IDIQ has launched a platform that aims to help consumers build their credit scores. CreditBuilderIQ, announced Tuesday (April 16), joins the company’s suite of identity theft protection, credit monitoring and financial wellness tools.  “With consumer debt at an all-time high, rising delinquencies, and reduced credit...

College Ave Launches Mastercard Secured Credit Card for College Students
Mastercard // January 30, 2024

Financial services company College Ave has launched a secured credit card for college students. The new Ambition Mastercard is designed to help students 18 years and older build and establish a positive credit history, College Ave said in a Tuesday (Jan. 30) press release emailed to PYMNTS. The...

HSBC and Nova Team to Help UK Immigrants Boost Their Credit
Financial Inclusion // September 18, 2023

British banking giant HSBC and Nova Credit want to let U.K. immigrants improve their credit. The partnership, announced Monday (Sept. 18) in a news release provided to PYMNTS, lets customers who are applying for an HSBC U.K. credit card online employ Credit’s Nova Passport technology...

Cross River Bank and Current Launch Credit-Building Product
credit frictions // August 23, 2023

Cross River Bank has partnered with FinTech platform Current to launch a new credit-building product that will benefit Current’s over 4 million members. The credit-building product will enable Current members to establish or rebuild their credit histories through a single spending balance, the companies said in a...

Interviews & Exclusives
Why Global Citizens Need Credit Passports

February 25, 2020
When one has a credit history, it is easy to overlook if it’s working as intended, as it is a fairly invisible piece of the fabric of day-to-day financial life. A few moments in an application process, while an algorithm evaluates one’s fitness for service by scanning their credit history, is the average interaction a […]

Can Academic Data Ace The Credit History Conundrum?

September 25, 2019
The Catch-22 is a familiar part of the early life of many consumers looking to get credit for the first time. They can’t secure underwriting because their financial file reveals...

Quick Reads
IDIQ Debuts CreditBuilderIQ as Consumers Feel Pinched

April 16, 2024
Financial intelligence company IDIQ has launched a platform that aims to help consumers build their credit scores. CreditBuilderIQ, announced Tuesday (April 16), joins the company’s suite of identity theft protection, credit monitoring and financial wellness tools.  “With consumer debt at an all-time high, rising delinquencies, and reduced credit availability, consumers more than ever need to take control of […]

College Ave Launches Mastercard Secured Credit Card for College Students

January 30, 2024
Financial services company College Ave has launched a secured credit card for college students. The new Ambition Mastercard is designed to help students 18 years and older build and establish a positive credit...

HSBC and Nova Team to Help UK Immigrants Boost Their Credit

September 18, 2023
British banking giant HSBC and Nova Credit want to let U.K. immigrants improve their credit. The partnership, announced Monday (Sept. 18) in a news release provided to PYMNTS, lets customers...

Cross River Bank and Current Launch Credit-Building Product

August 23, 2023
Cross River Bank has partnered with FinTech platform Current to launch a new credit-building product that will benefit Current’s over 4 million members. The credit-building product will enable Current members to establish...