Credit Marginalized news and trends

BNPL and Financial Education Unlock Opportunities for Credit-Insecure Consumers 
Consumer Finance // November 13, 2023

While credit rules may vary in other countries, in the United States, having a good credit score is the passport to securing a mortgage, a car loan, or student loan. Basically, it’s not just a nice-to-have — it’s a near-basic necessity.  But as noted in...

FICO Opens Financial Inclusion Lab to Lenders to Expand Lending Decisions
Financial Inclusion // May 10, 2023

FICO has debuted a pair of services to help lenders make better credit decisions. The analytics company Wednesday (May 10) announced the launch of its Inclusion Accelerator Program and Financial Inclusion Lab to promote lender use of alternative data solutions, part of FICO’s “Global Financial...

Interviews & Exclusives
Why Unexpected Expenses Are Especially Harmful for the Credit-Marginalized 

April 24, 2024
Unexpected expenses can pack a financial punch for any consumer, but for those who are already dealing with credit-related issues, the blow can be especially devastating.  Take the credit marginalized, for instance: consumers who have been rejected for at least one credit product in the last year. PYMNTS Intelligence data shows they are on a […]

Quick Reads
FICO Opens Financial Inclusion Lab to Lenders to Expand Lending Decisions

May 10, 2023
FICO has debuted a pair of services to help lenders make better credit decisions. The analytics company Wednesday (May 10) announced the launch of its Inclusion Accelerator Program and Financial Inclusion Lab to promote lender use of alternative data solutions, part of FICO’s “Global Financial Inclusion Initiative.” “As a longtime innovator in the use of […]