Credit Risk news and trends

The Easiest Way for Suppliers to Lose Business Is With Manual AR
B2B Payments // October 26, 2023

It’s said that change is the only constant in business, but that doesn’t mean firms need to consistently adapt to every new trend. This is particularly true within the B2B space, where to achieve growth while safeguarding financial stability, organizations must navigate the complex landscape...

Credit Sesame CEO: Outdated Credit Scoring Renders 44 Million Potential Borrowers Invisible
credit frictions // July 06, 2021

“How much cash you have and how you use your cash is really an important data point that can be used to assess someone’s creditworthiness.” In an age where half of the transactions are done with debit cards — and, importantly, where a majority of...

Avant CEO: Near-Prime Consumers Aren’t As Risky As Incomplete Data Suggests
Risk Management // June 17, 2021

The last 16 or so months has triggered a full reset of almost every part of consumers’ lives, as they were forced to rewire themselves to work in a world on lockdown due to the pandemic. But as Avant CEO Matt Bochenek told Karen Webster in a...

AI Recreates The Concept Of Creditworthiness In LATAM
Artificial Intelligence // June 11, 2021

It’s been a while since cash was king here in the U.S., but in other parts of the world, such as South America, paper money has managed to retain its grip, albeit slightly diminished as a result of the pandemic’s many lifestyle changes that exposed...

Interviews & Exclusives
How Cash Flow Insights Are Building Tomorrow’s Credit Products

December 12, 2023
The lending landscape is undergoing a system-level shift that promises to benefit both borrowers and lenders. FinTech innovations, and an evolving mindset within the industry, are combining to usher in a new era of underwriting methods that draw from alternative data sources and advanced analytics to paint a comprehensive picture of an individual’s financial health. […]

The Easiest Way for Suppliers to Lose Business Is With Manual AR

October 26, 2023
It’s said that change is the only constant in business, but that doesn’t mean firms need to consistently adapt to every new trend. This is particularly true within the B2B...

Credit Sesame CEO: Outdated Credit Scoring Renders 44 Million Potential Borrowers Invisible

July 06, 2021
“How much cash you have and how you use your cash is really an important data point that can be used to assess someone’s creditworthiness.” In an age where half...

Avant CEO: Near-Prime Consumers Aren’t As Risky As Incomplete Data Suggests

June 17, 2021
The last 16 or so months has triggered a full reset of almost every part of consumers’ lives, as they were forced to rewire themselves to work in a world on...

Quick Reads
Equifax Acquires PayNet

April 25, 2019
Equifax announced that it has acquired PayNet, a provider of credit ratings on small businesses (SMBs). Through its use of state-of-the-art analytics, PayNet provides commercial credit risk underwriting and management solutions to online and alternative finance lenders, and to commercial finance and leasing companies in the U.S. and Canadian markets. The acquisition aims to bolster […]

China’s PINTEC Acquires Bank SaaS Firm InfraRisk

March 12, 2019
China-based financial services technology firm PINTEC Technology has announced its acquisition of Australia-based InfraRisk. PINTEC said in a press release on Monday (March 11) that it will acquire the credit risk...

No-Deal Brexit Could Spark UK Economic Recession

October 31, 2018
Great Britain could be headed toward a long recession if it can’t strike a Brexit deal. Credit ratings agency Standard & Poor’s (S&P) warned that failing to make a deal might...

Mastercard Announces The Launch Of AI Express

June 04, 2018
To help companies that want to jump into the artificial intelligence (AI) revolution — but are perhaps unsure where to actually start — the team at Mastercard is hoping to...