Data Point news and trends

75% of Tech Firms Say They Are Extremely Familiar With AI Agents
artificial intelligence // February 03, 2026

The next phase of artificial intelligence (AI) adoption is not arriving evenly across the economy. It is taking shape first inside the technology sector itself, where companies that build digital tools are also becoming the earliest and most confident users of autonomous systems. Get the...

Digital Wallet Use Still Lags in the Physical Store
Payment Methods // January 30, 2026

Online shopping has stopped being a young person’s game, and the data now points to a broader shift: where consumers shop is increasingly tied to how they pay. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

26% Seek New Credit Cards to Build or Improve Credit Scores
Credit Cards // January 26, 2026

A growing share of Americans are making credit decisions before they ever fill out an application, and many of those decisions are based on assumptions rather than experience. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

Financial Stress Drives a 17-Point Jump in Digital Wallet Use
Consumer Insights // January 22, 2026

Online retail is becoming a pressure valve for stressed U.S. households, and the evidence is showing up in how they pay at checkout. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...

Interviews & Exclusives
73% of Microbusinesses Say Real-Time Payments Improve Cash Flow

February 06, 2026
For many small businesses, the most important payment is no longer the one they expect. It is the one they do not. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By […]

75% of Tech Firms Say They Are Extremely Familiar With AI Agents

February 03, 2026
The next phase of artificial intelligence (AI) adoption is not arriving evenly across the economy. It is taking shape first inside the technology sector itself, where companies that build digital...

Digital Wallet Use Still Lags in the Physical Store

January 30, 2026
Online shopping has stopped being a young person’s game, and the data now points to a broader shift: where consumers shop is increasingly tied to how they pay. Get the...

26% Seek New Credit Cards to Build or Improve Credit Scores

January 26, 2026
A growing share of Americans are making credit decisions before they ever fill out an application, and many of those decisions are based on assumptions rather than experience. Get the...