Experian news and trends

Transaction and Consumer-Level Data Help Personalize Card-Linked Rewards Programs
Data // May 22, 2024

Recent announcements from some marquee names in financial services, and commercial partnerships, underscore the use of data, down to the consumer level, in crafting ever-more-relevant card-linked offers. In doing so, the traditional players make the leap, digitally, even further into data analytics. In just the...

Experian Takes Stake in Customer Engagement Firm Reward
Loyalty & Rewards // May 22, 2024

Experian acquired a stake in Reward, which powers bank and retail rewards programs. “The investment cements an existing commercial partnership between Reward and Experian,” the companies said in a news release Wednesday (May 22). “This further collaboration will focus on leveraging Experian’s rich data and audience activation capabilities to...

CFPB Targeting ‘Lack of Competition’ in Credit Reporting, Credit Scores
Consumer Finance // May 20, 2024

The Consumer Financial Protection Bureau (CFPB) is looking to improve “competition, choice and affordability” in credit reporting costs and other mortgage closing costs. In prepared remarks for a speech at a Mortgage Bankers Association conference, CFPB Director Rohit Chopra said Monday (May 20) that the agency is doing so at a time when mortgage lenders...

Triver Deploys Experian Solutions to Accelerate Small Business Lending
SMBs // May 20, 2024

Triver, a provider of cash flow financing for small- to medium-sized businesses in the United Kingdom, deployed several Experian data solutions to accelerate onboarding and approvals. With these solutions, SMBs using Triver’s platform can complete the application and approval process in as little as six minutes, the...

Interviews & Exclusives
Transaction and Consumer-Level Data Help Personalize Card-Linked Rewards Programs

May 22, 2024
Recent announcements from some marquee names in financial services, and commercial partnerships, underscore the use of data, down to the consumer level, in crafting ever-more-relevant card-linked offers. In doing so, the traditional players make the leap, digitally, even further into data analytics. In just the latest example, Experian, which, arguably, most consumers know as a […]

The Alarming Financial and Reputational Costs of Healthcare Data Breaches Keep Rising

August 17, 2022
Healthcare is supposed to get us out of danger, not place us in harm’s way. The hard truth is that data breaches in the space are at historic levels, compromising...

On Capitol Hill, Credit Bureau CEOs Say Reporting Changes Are In the Air

February 27, 2019
Lawmakers grilled the heads of Equifax, Experian and TransUnion, calling the credit reporting a “broken” system — and new legislation introduced this week has some far-reaching changes. In the meantime,...

FICO’s New Groove

March 14, 2017
About half of all Americans who took the SAT still remember their score 25 years later. Only about 40 percent of Americans, on the other hand, have any idea what...

Quick Reads
Virgin Money and Experian Partner on Digital Financial Products

June 24, 2024
Virgin Money will implement Experian’s full suite of cloud-based technology, including credit and lending, fraud prevention, analytics, governance and compliance. In the first phase of this strategic partnership, Virgin Money will leverage Experian’s solutions to offer personal loans to both new and existing partners later this year, the companies said in a Monday (June 24) press release. Currently, […]

Experian Takes Stake in Customer Engagement Firm Reward

May 22, 2024
Experian acquired a stake in Reward, which powers bank and retail rewards programs. “The investment cements an existing commercial partnership between Reward and Experian,” the companies said in a news release Wednesday (May 22)....

CFPB Targeting ‘Lack of Competition’ in Credit Reporting, Credit Scores

May 20, 2024
The Consumer Financial Protection Bureau (CFPB) is looking to improve “competition, choice and affordability” in credit reporting costs and other mortgage closing costs. In prepared remarks for a speech at a Mortgage Bankers Association conference, CFPB Director Rohit Chopra said...

Triver Deploys Experian Solutions to Accelerate Small Business Lending

May 20, 2024
Triver, a provider of cash flow financing for small- to medium-sized businesses in the United Kingdom, deployed several Experian data solutions to accelerate onboarding and approvals. With these solutions, SMBs using Triver’s...