Embedded lending is already reshaping how consumers and smaller businesses access credit through its convenience and flexibility. Lenders recognize the transformative potential, but they also recognize implementation challenges that could get in the way. Consumers are turning to embedded lending more for essential expenses like...
A defining trend of the past quarter-century has been digital innovation’s impact in moving business operations from reactive to proactive. Working capital, the cash flow that fuels day-to-day operations, is one of many components being caught up in this ongoing shift. Traditionally, managing working capital...
Digital identity verification and blockchain-based ticketing are helping stadium operators enhance the fan experience by letting them spend less time waiting in lines and more time at the event they came to see. Some of the latest solutions and their benefits are outlined in the...
Among the key trends in financial services in 2024 — as will be the case for the next year (and beyond) — has been the shift to open banking. The premise and the promise of open banking is this: Individuals have the ultimate control over...
December 26, 2024
PYMNTS conducts thousands of interviews a year, some with the usual suspects of banks, card networks and FinTechs that define the financial services space, and some that get a bit outside of that strike zone. Here, we find innovative artificial intelligence companies, retailers and other firms that have drawn the attention of our readers. Our […]
December 26, 2024
Embedded lending is already reshaping how consumers and smaller businesses access credit through its convenience and flexibility. Lenders recognize the transformative potential, but they also recognize implementation challenges that could...
December 26, 2024
A defining trend of the past quarter-century has been digital innovation’s impact in moving business operations from reactive to proactive. Working capital, the cash flow that fuels day-to-day operations, is...
December 26, 2024
Digital identity verification and blockchain-based ticketing are helping stadium operators enhance the fan experience by letting them spend less time waiting in lines and more time at the event they...
November 20, 2024
The fraudsters come in droves, inundating would-be victims across all manner of attack vectors, from phishing scams to bots. And in the process there’s a significant amount of information being thrown at banks and consumers across digital channels, said David Excell, founder of Featurespace, in an interview with PYMNTS. “And we often don’t have a […]
November 22, 2022
The customer experience encompasses all of the touch points that customers take advantage of when interacting with a company’s employees, assets or operations — including and especially the payment experience....
October 26, 2022
The digital front door is opening. Lia Cao, managing director and global co-head of corporate and eCommerce sales and solutions at J.P. Morgan Payments, told PYMNTS’ Karen Webster that the...
June 16, 2022
(Update: adds Target Deal Days announcement) With Amazon announcing the latest iteration of its annual Prime Day event, it didn’t take long before rival retailers began to unveil their own...
