Instant Payments news and trends

Slow Payments Drain Small Business Cash Faster Than Sales Can Refill It
Faster Payments // February 11, 2026

For many small businesses, cash flow is no longer a background concern. It is the defining constraint shaping daily operations and long-term viability. Delayed receivables are becoming more common and more damaging, even for firms with steady sales. As payment cycles stretch, slow-moving funds are...

Instant Payments Hit Mainstream as Consumer Adoption Climbs to 74%
Disbursements // February 05, 2026

Instant payments have moved from novelty to norm, reshaping how consumers expect to receive money across payroll, insurance, rewards and platform disbursements. Nearly three in four consumers have now received at least one payout instantly, a clear sign that instant delivery has reached mainstream scale....

Checks, Not Instant Payments, Pose the Biggest Fraud Risk
Faster Payments // January 28, 2026

Instant payments adoption continues to rise, but fraud concerns remain a powerful brake on momentum. As artificial intelligence drives more sophisticated attacks, businesses and financial institutions (FIs) are reassessing how risk factors into real-time money movement. While speed and liquidity are widely recognized benefits of...

Slow Payouts Are Starting to Cost Banks Consumer Trust
Money Mobility // January 14, 2026

As consumers grow accustomed to instant digital interactions in nearly every aspect of their lives, the timing of when money arrives is no longer a back-office detail. It is a visible signal of reliability, trust and financial control. Disbursement speed is now a defining factor...

Interviews & Exclusives
Slow Payouts Are Starting to Cost Banks Consumer Trust

January 14, 2026
As consumers grow accustomed to instant digital interactions in nearly every aspect of their lives, the timing of when money arrives is no longer a back-office detail. It is a visible signal of reliability, trust and financial control. Disbursement speed is now a defining factor in the modern payment experience. Get the Full Story Complete […]

Digital Wallets Win the Instant Payments Habit Battle

January 09, 2026
Payments history shows a familiar pattern. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...

Real-Time Payments Stress-Test Bank Infrastructure

December 23, 2025
Watch more: Need to Know: i2c’s Marjorie Tart Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...

More Than Half of All Suppliers Take Instant Payment When Offered

December 23, 2025
Instant payouts are no longer just about speed. They are reshaping how companies and consumers define an ongoing financial relationship. Get the Full Story Complete the form to unlock this...

Quick Reads
Ingo Payments and Elektra USA Team for Faster Remittances

February 11, 2026
Money mobility solutions provider Ingo Payments partnered with money transfer FinTech Elektra USA. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications […]

Modulr Teams With FIS to Boost Real-Time Payments in US

January 07, 2026
Payment technology firm Modulr is launching in the United States in partnership with FIS. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

Bitso Business TPV Signals Global Shift to Stablecoins

December 18, 2025
Bitso Business’s stablecoin-powered payments platform is on track to process $82 billion in annualized total payment volume (TPV) this year. Get the Full Story Complete the form to unlock this...

Clearing House Marks Record $2.97 Trillion Day of Payments

December 04, 2025
The Clearing House says its three payment networks achieved record results in November. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...