Open Banking news and trends

UK Regulators Offer Clarity on Open Banking Pricing Models
Regulation // January 20, 2026

British financial regulators have cleared an open banking project by the UK Payments Initiative (UKPI). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Obol to Expand Cash Flow Management Platform to Australia
B2B Payments // January 12, 2026

Obol will begin offering its artificial intelligence-driven cash flow management platform in Australia in February. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Legacy Business Models Break
What's Trending // January 12, 2026

“Your margin is my opportunity” was Jeff Bezos’s way of describing Amazon’s hunger for bloated profit pools. In 2026, the real question isn’t whether margins get attacked, but who gets to turn whose margin into whose opportunity as consumers, enterprises and their agents decide how...

Flutterwave Acquires Mono to Boost Open Banking Offerings
Acquisitions // January 05, 2026

Africa-focused payments technology company Flutterwave has acquired open banking infrastructure provider Mono. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form,...

Interviews & Exclusives
Digital Bank Users Say They’re Ready to Move 35% of Payments Off Cards

January 21, 2026
As Pay by Bank becomes more visible in the U.S. payments market, one group of consumers is clearly leading the way: those who use digital banks. “Pay by Bank Deep Dive: Digital Bank Users Are Ready to Switch,” a collaboration between PYMNTS Intelligence and Trustly, examines why these users are more open to paying directly […]

Legacy Business Models Break

January 12, 2026
“Your margin is my opportunity” was Jeff Bezos’s way of describing Amazon’s hunger for bloated profit pools. In 2026, the real question isn’t whether margins get attacked, but who gets...

41% of Pay by Bank Users Want to Pay by Bank Beyond Retail

September 22, 2025
Most consumers in the United States aren’t saying no to pay by bank. They’re saying, “What’s that?” Get the Full Story Complete the form to unlock this article and enjoy...

Former UK Open Banking Head Urges US to Learn Its Playbook

September 17, 2025
Watch more: TechReg Talks: Bill Roberts, Cambridge University Judge Business School Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...

Quick Reads
UK Regulators Offer Clarity on Open Banking Pricing Models

January 20, 2026
British financial regulators have cleared an open banking project by the UK Payments Initiative (UKPI). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive […]

Obol to Expand Cash Flow Management Platform to Australia

January 12, 2026
Obol will begin offering its artificial intelligence-driven cash flow management platform in Australia in February. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

Flutterwave Acquires Mono to Boost Open Banking Offerings

January 05, 2026
Africa-focused payments technology company Flutterwave has acquired open banking infrastructure provider Mono. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...

Mollie Bolsters Payments Offerings With GoCardless Acquisition

December 11, 2025
Dutch financial services provider Mollie is acquiring UK bank payment company GoCardless. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...