Pay Later news and trends

Affirm Says Two New BNPL Offers Better Align Payments With Paychecks

June 06, 2024
Affirm BNPL app
54% of Gen Z Shoppers Use Pay Later Plans to Buy Groceries
Consumer Finance // May 31, 2024

Pay later plans — those arrangements enabling consumers to cover purchases over a set period of time — are not only a popular way to shop; they have increasingly become a method to manage spending. Approximately 60% of the consumers PYMNTS Intelligence recently surveyed for...

Brick-and-Mortar Shoppers Struggle to Find Buy Now, Pay Later Options
Buy Now Pay Later // May 23, 2024

As consumers look for ways to manage their spending, in-store shoppers are unlikely to have the option to pay using buy now, pay later (BNPL), even as the payment method catches on digitally. By the Numbers The PYMNTS Intelligence report “Divided, Not Conquered: Acquirer and Merchant Confusion...

Qonto Adds In-House Short-Term Financing Offer for Small Businesses
Buy Now Pay Later // March 26, 2024

Qonto has added its first in-house financing offer, “Pay later,” to the business finance solutions it offers small and medium-sized businesses (SMBs) and freelancers. The new Pay later is a short-term financing, or buy now, pay later (BNPL), offer giving eligible customers in Qonto’s four markets...

BNPL’s Low Profitability May Not Matter for Apple
Buy Now Pay Later // March 30, 2023

At first glance, Apple’s announcement of its Pay Later program, starting with select users before expanding in the coming months, seems to make little sense. After all, the FinTech-led buy now, pay later (BNPL) space hasn’t been exactly an overall money-printing endeavor. The popular consumer...

Interviews & Exclusives
Brick-and-Mortar Shoppers Struggle to Find Buy Now, Pay Later Options

May 23, 2024
As consumers look for ways to manage their spending, in-store shoppers are unlikely to have the option to pay using buy now, pay later (BNPL), even as the payment method catches on digitally. By the Numbers The PYMNTS Intelligence report “Divided, Not Conquered: Acquirer and Merchant Confusion Clouds Split-Payments Landscape” drew from a September survey of executives […]

Quick Reads
Affirm Says Two New BNPL Offers Better Align Payments With Paychecks

June 06, 2024
Buy now, pay later (BNPL) provider Affirm has launched two new payment options. The company on Thursday (June 6) announced the debut of Pay in 2 and Pay in 30, designed to offer customers more flexibility and affordability. As the name suggests, the new offerings let consumers split the cost of their purchase into two […]

Qonto Adds In-House Short-Term Financing Offer for Small Businesses

March 26, 2024
Qonto has added its first in-house financing offer, “Pay later,” to the business finance solutions it offers small and medium-sized businesses (SMBs) and freelancers. The new Pay later is a short-term...

How BNPL Upended Nearly a Century of Installment Payments

May 03, 2022
The buy now, pay later (BNPL) market was valued at $125 billion last year. By the end of the decade, it could be worth close to $3.3 trillion, a figure...

Paysend Launches Products to Help Customers Boost Credit

April 06, 2022
United Kingdom FinTech startup Paysend is launching two new products to help customers improve their finances and get their credit scores on track, according to a Wednesday (April 6) press...