Paycheck To Paycheck news and trends

Households Navigate Higher Costs With Smarter Spending
Economy // February 12, 2026

The consumer in the United States is no longer one market. It’s two. And corporate earnings calls are increasingly where the split shows up first. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...

Pay Flexibility Rises as More Workers Earn Variable Income
Gig Economy // February 04, 2026

As inflation, layoffs and uneven wage growth continue to strain household budgets, millions of Americans living paycheck to paycheck are relying on side hustles and gig income to stay afloat, even as those earnings introduce new volatility into already fragile finances. Get the Full Story...

Financial Stress Drives a 17-Point Jump in Digital Wallet Use
Consumer Insights // January 22, 2026

Online retail is becoming a pressure valve for stressed U.S. households, and the evidence is showing up in how they pay at checkout. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...

Study Finds Most Paycheck-to-Paycheck Households Expect Tariffs to Worsen Financial Strain
Consumer Finance // January 20, 2026

The latest round of tariff threats tied to global trade tensions, lobbed this weekend over Greenland, arrives at a moment when millions of U.S. households are already navigating thin financial margins, limited savings and heightened sensitivity to price changes. Get the Full Story Complete the...

Interviews & Exclusives
New Branch CFO Say IPO Is a Discipline Not a Destination

March 02, 2026
Watch more: Monday Conversation With Branch’s Matt Peterson Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications from PYMNTS and to the […]

Households Navigate Higher Costs With Smarter Spending

February 12, 2026
The consumer in the United States is no longer one market. It’s two. And corporate earnings calls are increasingly where the split shows up first. Get the Full Story Complete...

Pay Flexibility Rises as More Workers Earn Variable Income

February 04, 2026
As inflation, layoffs and uneven wage growth continue to strain household budgets, millions of Americans living paycheck to paycheck are relying on side hustles and gig income to stay afloat,...

Financial Stress Drives a 17-Point Jump in Digital Wallet Use

January 22, 2026
Online retail is becoming a pressure valve for stressed U.S. households, and the evidence is showing up in how they pay at checkout. Get the Full Story Complete the form...

Quick Reads
WorkWhile Launches Free Real-Time Payments for Labor Economy

October 27, 2025
Labor marketplace WorkWhile has launched a free, real-time payment feature for workers on its platform. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive […]

Citigroup Increases Loan Loss Provisions Due to ‘Macro Environment’

June 10, 2025
Citigroup is reportedly preparing for a possible decline in consumer financial health by putting aside more provisions for potential losses on loans. Get the Full Story Complete the form to unlock...

Gen Z Accounts for Largest Increase in Paycheck-to-Paycheck Consumers

March 14, 2025
Generation Z saw the sharpest increase in the number of people living paycheck to paycheck over the past two years. Get the Full Story Complete the form to unlock this...

Walmart’s McMillon Says Consumers Are Prioritizing Value Purchases

February 28, 2025
Walmart CEO Doug McMillon reportedly said Thursday (Feb. 27) that the retailer is seeing signs of stress among consumers due to food prices remaining high. Get the Full Story Complete the...