United States news and trends

Real-Time Payments Put Spotlight on Small Businesses as New Year Begins
Real-Time Payments // January 09, 2024

As the new year begins, the global demand for faster, streamlined transactions continues to fuel the expansion of real-time payments worldwide. Countries are employing diverse approaches to developing, deploying and refining their instant payment systems to meet consumer needs. Some nations, led by central banks...

Speed and Better Branding Needed to Boost Pay-by-Bank Adoption
Payment Methods // October 27, 2023

The popularity of account-to-account (A2A) transfers, which involve direct electronic fund transfers between two bank accounts, has surged over the past decade, largely driven by the growing adoption of open banking. But despite its growing popularity worldwide, many A2A payment users, both businesses and consumers...

Handicapping the US, UK and Europe Real-Time Payments Race
Real-Time Payments // October 06, 2023

Real-time payments have revolutionized the global financial landscape, fostering greater efficiency, convenience and inclusion. Countries worldwide are embracing real-time payment systems to meet the growing demand for instant transactions. Real-time payments offer advantages such as reduced fraud, 24/7 accessibility and faster settlements for businesses and...

Pret to Expand Coffee Subscription Service to US and France
Subscription Commerce // August 24, 2023

British sandwich and coffee chain Pret A Manger is set to expand its monthly coffee subscription service to the United States and France, according to a Thursday (Aug. 24) press release emailed to PYMNTS.  The move comes after the service’s success in the United Kingdom, where...

Interviews & Exclusives
Report: 1 in 5 US Consumers Now Shop In-Store the Same Way They Shop Online

February 20, 2024
Click-and-Mortar™ experiences — where consumers use convenient digital features alongside in-store shopping — are changing retail in the United States. Consumers are beginning to adopt these habits and favor merchants that support seamless transitions between digital and in-store experiences. Despite U.S. merchants’ penchant for offering a large variety of features, some merchants have not yet […]

Real-Time Payments Put Spotlight on Small Businesses as New Year Begins

January 09, 2024
As the new year begins, the global demand for faster, streamlined transactions continues to fuel the expansion of real-time payments worldwide. Countries are employing diverse approaches to developing, deploying and...

Handicapping the US, UK and Europe Real-Time Payments Race

October 06, 2023
Real-time payments have revolutionized the global financial landscape, fostering greater efficiency, convenience and inclusion. Countries worldwide are embracing real-time payment systems to meet the growing demand for instant transactions. Real-time...

US and Britain: Two Separate Nations Now Joined by Common Digital Shopping Habits

July 04, 2022
As Americans celebrate 246 years of independence from British rule, cultural, political, and commercial ties between the two nations remain strong. One thing that continues to unite the transatlantic friends...

Quick Reads
Pret to Expand Coffee Subscription Service to US and France

August 24, 2023
British sandwich and coffee chain Pret A Manger is set to expand its monthly coffee subscription service to the United States and France, according to a Thursday (Aug. 24) press release emailed to PYMNTS.  The move comes after the service’s success in the United Kingdom, where it was launched as a response to the challenges posed […]

EU and US Reach Much-Anticipated Data-Sharing Accord

July 11, 2023
In a victory for companies like Google and Meta, Europe and the U.S. have reached a data-sharing agreement. The European Commission announced Monday (July 10) the finalizing of the EU-U.S. Data Privacy...

Report: U.S. Banking Regulators Watching Big Regional Banks

September 18, 2022
Large regional banks may be required to increase their financial cushions so they can better weather any crises that may emerge, the Wall Street Journal reported Sunday (Sept. 18). The...

IPO Value Plunges 90% in 2022 in US, Europe

June 05, 2022
IPOs in the U.S. and Europe aren’t doing so well, having fallen 90% in value so far this year, Financial Times (FT) reports. That comes amid several destabilizing factors –...