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Welcome to the Transactional Economy
Payroll
Welcome to the Transactional Economy
Middle Market CFOs Use Working Capital Tools to Boost Balance Sheets

Working Capital
Middle Market CFOs Use Working Capital Tools to Boost Balance Sheets
Merchants Start Chasing High Approvals Instead of Low Fees

Payments Innovation
Merchants Start Chasing High Approvals Instead of Low Fees
Treasury Teams Demand Proof Before Going Real Time

Real-Time Payments
Treasury Teams Demand Proof Before Going Real Time
98% of US Product Leaders Expect Gen AI to Improve Workflows

artificial intelligence
98% of US Product Leaders Expect Gen AI to Improve Workflows
FinTechs Target Budget Stress to Meet Affordability Crisis

Consumer Insights
FinTechs Target Budget Stress to Meet Affordability Crisis
Middle East Conflict Raises Cyber Risk for Businesses

Cybersecurity
Middle East Conflict Raises Cyber Risk for Businesses

News & Trends

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Featured Insights


2025–2026 Growth Corporates Working Capital Index: Research Report Data Book - March 2026
Embedding Security: Designing Fraud Risk Out of Business Transactions
Introducing the PYMNTS Consumer Expectations Index
Tax Refunds and the Paycheck-to-Paycheck Consumer

Antitrust & Competition Policy

CPI Competition Policy International logo

NY Bill Would Bar AI Chatbots From Providing ‘Substantive’ Medical or Legal Responses Trump Takes Sides in Crypto-Bank Showdown, Pushes Congress to Act  Federal Court Rules Nevada Can Seek to Bar Prediction Markets Despite CFTC Objection Legal and Risk Teams Are Struggling to Keep Up With AI 
COMPETITION POLICY INTERNATIONAL

Artificial Intelligence

Nvidia Signals Final Investments in OpenAI and Anthropic
Enterprises Drive Anthropic Run-Rate Revenue to $19 Billion
Ex-OpenAI Research Chief Aims to Bring AI to Manufacturing
Samsung’s AI Factory Moves Supply Chain Automation to Data Layer
MORE IN ARTIFICIAL INTELLIGENCE

Editor's Picks

The Hidden Driver of Consumer Spending Isn’t Income. It’s Mobility
Update: Supreme Court Draws Line on Tariffs and Hands Middle Market a Reset
Bank Charters Are Reshaping Who Can Compete for Consumer Deposits
MORE IN EDITOR'S PICKS

Data Point

98% of US Product Leaders Expect Gen AI to Improve Workflows
59% of Product Leaders Say Tariffs Are Rewriting Innovation Roadmap
52% of Small Businesses Don’t Revolve Their Credit Card Balances
Healthy Small Businesses Report 42-Point Edge in Card Approval Confidence
MORE IN DATA POINT

B2B PAYMENTS

PayPal Brings Crypto to Logistics Payments
Billtrust Debuts Agentic Credit to Catch Payment Risks
Klarna and Stripe Prepare Flexible Payments for AI Agents
Revolut Business Debuts Corporate Card to Compete With Amex
MORE IN B2B PAYMENTS

RETAIL

Corporate Earnings Confirm PYMNTS Data on a Cautious but Active Consumer
Target Looks to Build Sales Momentum Through AI-Driven Personalization
AI-Generated Damage Claims Trigger Retail Crackdown on Return Fraud
Best Buy Bets on AI as Consumers Avoid Big-Ticket Items
MORE IN RETAIL

Grocery

Grocery Battle Shifts to Loyalty as Walmart Dominates and Amazon Expands Digital
Online Retail Jumps 13% Year Over Year as Shoppers Hunt for Value
Keurig Dr Pepper Sales Surge 10% as Corporate Split Nears
Ahold Delhaize Sees US Online Grocery Sales Jump 22%
MORE IN GROCERY

Restaurants

Burger King AI Assistant Frees Managers From Back-Office Tasks
Loyalty Programs Drive Nearly Two-Thirds of Restaurant Delivery Decisions
Steak ’n Shake Says Bitcoin Helps Beef Up Sales
Half of Retail Small Businesses Rely on Daily Sales to Stay Afloat
MORE IN RESTAURANTS

Healthcare

Security Experts Brace for Potential Iranian Cyberattacks on Infrastructure
Walgreens Brings Hybrid Pharmacy Program to 6 States
GoodRx Targets Digital Subscription Growth Amid 14% Dip in Active Consumers
Alipay’s AI Payment and Health Apps Top 100 Million Users
MORE IN HEALTHCARE

Upcoming events

Identity Without Blind Spots: Trust, Speed and Continuous Assurance
March 16, 2026
Designing Enterprise Lifecycle Trust
March 19, 2026
MORE IN UPCOMING EVENTS

Exclusive Clips

Merchants Start Chasing High Approvals Instead of Low Fees
Thales Says Digital Wallets Enter a Fight for Control and Margins
Ameris Bank Tells CFOs Faster Invoices Mean Faster Revenue
New Branch CFO Say IPO Is a Discipline Not a Destination
MORE IN EXCLUSIVE CLIPS

Newswire Announcements

BILL and Rillet Partner to Power Real-Time, AI-Native Finance Workflows
Shufti Achieves eIDV Coverage Across 4.29 Billion Identities in 60+ Countries
Pay with Tether’s USDT across Latin America using SQRIL’s Scan-to-Pay QR code network switch.
MORE IN NEWSWIRE ANNOUNCEMENTS

Karen Webster


Payroll
Welcome to the Transactional Economy
The Three Blind Spots in How Consumer Sentiment Is Measured
What Happens to Stores When AI Agents Do the Shopping?
Big Tech Faces the AI Innovator’s Dilemma.
How Affordability Became America’s Conversation
What 2026 Will Make Obvious
Longevity Rewrites the Economics of Inheritance

Latest Trackers®

Hero image for the March 2026 PYMNTS Intelligence and Paymentology Payments Innovation Tracker. Unified platforms drive credit issuing, helping lenders replace fragmented stacks with cloud-first architecture and credit-native ledgers.
Payments Innovation
The Credit Reset: How Unified Platforms Are Replacing Legacy Lending Infrastructure
Embedding Security: Designing Fraud Risk Out of Business Transactions
A Tale of Two Mindsets: How CUs and FinTechs Can Turn Culture Clash Into Collaboration
2026’s Digital Blueprint: Building Payment Stability in Construction
MORE IN LATEST TRACKERS®

Studies


Active Study
2025–2026 Growth Corporates Working Capital Index: Research Report Data Book - March 2026
Introducing the PYMNTS Consumer Expectations Index
Ready for Change - February 2026
Split the Bill, Run the Budget: How BNPL Is Rewriting Consumer Spending
MORE IN STUDIES

Regulations

stablecoins, taxes
Blockchain
Stablecoins Face Tax-Time Reckoning as GENIUS Act Sets Compliance Bar
Prediction Markets Face Congressional Scrutiny Amid Trades on War
OCC Clarifies Charter Rule and Extends National Path for FinTechs
Ex-Trump Official Wants Prediction Markets Regulated by States
Morgan Stanley Wants to Build the Back Office of Tokenized Real-World Assets
MORE IN REGULATIONS

Connected Economy


Amazon
Amazon’s eero Ensures Smart Homes Stay Online
Search Is Having Its New Haircut, New Me Moment
Google Expands Personal Intelligence Feature to AI Mode in Search
Google Aims at Merchants With Open-Source Universal Agentic Protocol
MORE IN CONNECTED ECONOMY

SMB

businessman on phone
Loans
Platforms Expand SMB Lending as Working Capital Demand Rises
52% of Small Businesses Don’t Revolve Their Credit Card Balances
Mastercard: Small Business Growth Hinges on Using Tech Better, Not Chasing Trends
Small Businesses Signal It’s Time to Move Beyond Checks, PYMNTS–Mastercard Report Finds
Healthy Small Businesses Report 42-Point Edge in Card Approval Confidence
MORE IN SMB

Markets

consumer-spending-economy-earnings
Consumer Insights
Corporate Earnings Confirm PYMNTS Data on a Cautious but Active Consumer
Off-Price Retailer Ross Stores Seizes Mainstream Market Share
Target Looks to Build Sales Momentum Through AI-Driven Personalization
Best Buy Bets on AI as Consumers Avoid Big-Ticket Items
MORE IN MARKETS

Cryptocurrency

iPhone with older OS
Cybersecurity
Google Warns Spyware Steals Crypto From Older iPhones
What Happens Now That Crypto Has Plugged Into the Fed’s Payments System?
Kraken First Digital Asset Bank to Gain Fed Payment Rail Access
Coinbase CEO Wins Trump's Support in Crypto Bill Battle
MORE IN CRYPTOCURRENCY

Banking


Cryptocurrency
NY Fed: Banks Holding Stablecoin Deposits Are Lending Less
OCC Clarifies Charter Rule and Extends National Path for FinTechs
Morgan Stanley Wants to Build the Back Office of Tokenized Real-World Assets
Barclays Accelerates Push Into Stablecoins and Tokenized Deposits
MORE IN BANKING

TechREG®

Congress, House of Representatives
Blockchain
Witnesses Fault ‘Regulation by Enforcement’ of Digital Assets at Congressional Hearing
SEC Pauses Binance Prosecution Amid New Crypto Landscape
Report: UK Orders Apple to Allow Access to User Data
How US Stablecoin Regulation Could Change the Game for Global Payments
MORE IN TECHREG®
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