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AI Becomes a Daily Habit: The Consumer Shift From Trying Tools to Living With Them
Artificial Intelligence
AI Becomes a Daily Habit: The Consumer Shift From Trying Tools to Living With Them
Beyond Speed: The Strategic Value of Real-Time Payments

Real-Time Payments
Beyond Speed: The Strategic Value of Real-Time Payments
Marketing’s AI Shift Is From Measuring Campaigns to Running Them

artificial intelligence
Marketing’s AI Shift Is From Measuring Campaigns to Running Them
Why Small Business Owners Still Reach for Personal Cards

Credit Cards
Why Small Business Owners Still Reach for Personal Cards
The Construction Problem Few Talk About. Payment Delays

Digital Payments
The Construction Problem Few Talk About. Payment Delays
The Credit Union-FinTech Romance Continues, Even as Execution Gets Harder

Credit Unions
The Credit Union-FinTech Romance Continues, Even as Execution Gets Harder
68% of Banks Turn to AI as Fraud Outpaces Rule-Based Systems

Fraud Prevention
68% of Banks Turn to AI as Fraud Outpaces Rule-Based Systems

News & Trends

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Featured Insights


Beyond Speed: The Strategic Value of Real-Time Payments
AI Becomes a Daily Habit: The Consumer Shift From Trying Tools to Living With Them
2025–2026 Growth Corporates Working Capital Index: Research Report Data Book - March 2026
Embedding Security: Designing Fraud Risk Out of Business Transactions

Antitrust & Competition Policy

CPI Competition Policy International logo

NY Bill Would Bar AI Chatbots From Providing ‘Substantive’ Medical or Legal Responses Trump Takes Sides in Crypto-Bank Showdown, Pushes Congress to Act  Federal Court Rules Nevada Can Seek to Bar Prediction Markets Despite CFTC Objection Legal and Risk Teams Are Struggling to Keep Up With AI 
COMPETITION POLICY INTERNATIONAL

Artificial Intelligence

Anthropic Returns to Negotiations With Pentagon Over AI Guardrails
Mastercard Unveils Open Standard to Verify AI Agent Transactions
Marketing’s AI Shift Is From Measuring Campaigns to Running Them
AI’s Push for Consumer Scale and Enterprise Infrastructure
MORE IN ARTIFICIAL INTELLIGENCE

Editor's Picks

The Hidden Driver of Consumer Spending Isn’t Income. It’s Mobility
Update: Supreme Court Draws Line on Tariffs and Hands Middle Market a Reset
Bank Charters Are Reshaping Who Can Compete for Consumer Deposits
MORE IN EDITOR'S PICKS

Data Point

68% of Banks Turn to AI as Fraud Outpaces Rule-Based Systems
98% of US Product Leaders Expect Gen AI to Improve Workflows
59% of Product Leaders Say Tariffs Are Rewriting Innovation Roadmap
52% of Small Businesses Don’t Revolve Their Credit Card Balances
MORE IN DATA POINT

B2B PAYMENTS

Why Small Business Owners Still Reach for Personal Cards
The Construction Problem Few Talk About. Payment Delays
Enterprises Drive Anthropic Run-Rate Revenue to $19 Billion
Shift4 Adds 140,000 Merchants in Worldline Deal
MORE IN B2B PAYMENTS

RETAIL

Corporate Earnings Confirm PYMNTS Data on a Cautious but Active Consumer
Target Looks to Build Sales Momentum Through AI-Driven Personalization
AI-Generated Damage Claims Trigger Retail Crackdown on Return Fraud
Best Buy Bets on AI as Consumers Avoid Big-Ticket Items
MORE IN RETAIL

Grocery

Grocery Battle Shifts to Loyalty as Walmart Dominates and Amazon Expands Digital
Online Retail Jumps 13% Year Over Year as Shoppers Hunt for Value
Keurig Dr Pepper Sales Surge 10% as Corporate Split Nears
Ahold Delhaize Sees US Online Grocery Sales Jump 22%
MORE IN GROCERY

Restaurants

Burger King AI Assistant Frees Managers From Back-Office Tasks
Loyalty Programs Drive Nearly Two-Thirds of Restaurant Delivery Decisions
Steak ’n Shake Says Bitcoin Helps Beef Up Sales
Half of Retail Small Businesses Rely on Daily Sales to Stay Afloat
MORE IN RESTAURANTS

Healthcare

Security Experts Brace for Potential Iranian Cyberattacks on Infrastructure
Walgreens Brings Hybrid Pharmacy Program to 6 States
GoodRx Targets Digital Subscription Growth Amid 14% Dip in Active Consumers
Alipay’s AI Payment and Health Apps Top 100 Million Users
MORE IN HEALTHCARE

Upcoming events

Identity Without Blind Spots: Trust, Speed and Continuous Assurance
March 16, 2026
Designing Enterprise Lifecycle Trust
March 19, 2026
MORE IN UPCOMING EVENTS

Exclusive Clips

Merchants Start Chasing High Approvals Instead of Low Fees
Thales Says Digital Wallets Enter a Fight for Control and Margins
Ameris Bank Tells CFOs Faster Invoices Mean Faster Revenue
New Branch CFO Say IPO Is a Discipline Not a Destination
MORE IN EXCLUSIVE CLIPS

Newswire Announcements

From Accounts to Tokens: The Next Evolution of Global Payment Infrastructure
BILL and Rillet Partner to Power Real-Time, AI-Native Finance Workflows
Shufti Achieves eIDV Coverage Across 4.29 Billion Identities in 60+ Countries
MORE IN NEWSWIRE ANNOUNCEMENTS

Karen Webster


Payroll
Welcome to the Transactional Economy
The Three Blind Spots in How Consumer Sentiment Is Measured
What Happens to Stores When AI Agents Do the Shopping?
Big Tech Faces the AI Innovator’s Dilemma.
How Affordability Became America’s Conversation
What 2026 Will Make Obvious
Longevity Rewrites the Economics of Inheritance

Latest Trackers®

Hero image for the PYMNTS Intelligence and The Clearing House March 2026 Real-Time Payments Tracker. Real-time payments are shifting from faster funds to strategic infrastructure, enhancing cash control, certainty and customer experience.
Real-Time Payments
Beyond Speed: The Strategic Value of Real-Time Payments
The Credit Reset: How Unified Platforms Are Replacing Legacy Lending Infrastructure
Embedding Security: Designing Fraud Risk Out of Business Transactions
A Tale of Two Mindsets: How CUs and FinTechs Can Turn Culture Clash Into Collaboration
MORE IN LATEST TRACKERS®

Studies

Hero image for the March 2026 edition of the PYMNTS Intelligence Agentic AI Report. AI is becoming a daily utility for American consumers, reshaping how they shop, plan travel, manage money and engage with digital commerce.
Artificial Intelligence
AI Becomes a Daily Habit: The Consumer Shift From Trying Tools to Living With Them
2025–2026 Growth Corporates Working Capital Index: Research Report Data Book - March 2026
Introducing the PYMNTS Consumer Expectations Index
Ready for Change - February 2026
MORE IN STUDIES

Regulations

banks, loans, FinTechs, private equity, risks
Loans
Bank Filings Highlight Growing Exposure to Volatile Private Credit Market
Stablecoins Face Tax-Time Reckoning as GENIUS Act Sets Compliance Bar
Prediction Markets Face Congressional Scrutiny Amid Trades on War
OCC Clarifies Charter Rule and Extends National Path for FinTechs
Ex-Trump Official Wants Prediction Markets Regulated by States
MORE IN REGULATIONS

Connected Economy


Amazon
Amazon’s eero Ensures Smart Homes Stay Online
Search Is Having Its New Haircut, New Me Moment
Google Expands Personal Intelligence Feature to AI Mode in Search
Google Aims at Merchants With Open-Source Universal Agentic Protocol
MORE IN CONNECTED ECONOMY

SMB

businessman on phone
Loans
Platforms Expand SMB Lending as Working Capital Demand Rises
52% of Small Businesses Don’t Revolve Their Credit Card Balances
Mastercard: Small Business Growth Hinges on Using Tech Better, Not Chasing Trends
Small Businesses Signal It’s Time to Move Beyond Checks, PYMNTS–Mastercard Report Finds
Healthy Small Businesses Report 42-Point Edge in Card Approval Confidence
MORE IN SMB

Markets

consumer-spending-economy-earnings
Consumer Insights
Corporate Earnings Confirm PYMNTS Data on a Cautious but Active Consumer
Off-Price Retailer Ross Stores Seizes Mainstream Market Share
Target Looks to Build Sales Momentum Through AI-Driven Personalization
Best Buy Bets on AI as Consumers Avoid Big-Ticket Items
MORE IN MARKETS

Cryptocurrency


Cryptocurrency
Crypto Bill Talks Stall as Banks Reject White House Stablecoin Compromise
Google Warns Spyware Steals Crypto From Older iPhones
Crypto Meets the Fed’s Core Payments System
Kraken First Digital Asset Bank to Gain Fed Payment Rail Access
MORE IN CRYPTOCURRENCY

Banking

banks, loans, FinTechs, private equity, risks
Loans
Bank Filings Highlight Growing Exposure to Volatile Private Credit Market
Crypto Bill Talks Stall as Banks Reject White House Stablecoin Compromise
68% of Banks Turn to AI as Fraud Outpaces Rule-Based Systems
NY Fed: Banks Holding Stablecoin Deposits Are Lending Less
MORE IN BANKING

TechREG®

Congress, House of Representatives
Blockchain
Witnesses Fault ‘Regulation by Enforcement’ of Digital Assets at Congressional Hearing
SEC Pauses Binance Prosecution Amid New Crypto Landscape
Report: UK Orders Apple to Allow Access to User Data
How US Stablecoin Regulation Could Change the Game for Global Payments
MORE IN TECHREG®
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