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Artificial Intelligence
AI Becomes a Daily Habit: The Consumer Shift From Trying Tools to Living With Them
Real-Time Payments
Beyond Speed: The Strategic Value of Real-Time Payments
artificial intelligence
Marketing’s AI Shift Is From Measuring Campaigns to Running Them
Credit Cards
Why Small Business Owners Still Reach for Personal Cards
Digital Payments
The Construction Problem Few Talk About. Payment Delays
Credit Unions
The Credit Union-FinTech Romance Continues, Even as Execution Gets Harder
Fraud Prevention
68% of Banks Turn to AI as Fraud Outpaces Rule-Based Systems
News & Trends
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Featured Insights
Beyond Speed: The Strategic Value of Real-Time Payments
AI Becomes a Daily Habit: The Consumer Shift From Trying Tools to Living With Them
2025–2026 Growth Corporates Working Capital Index: Research Report Data Book - March 2026
Embedding Security: Designing Fraud Risk Out of Business Transactions
Antitrust & Competition Policy
FATF Report Highlights Risk of Stablecoins’ Use in Money Laundering and Other Crimes
Seven Tech Giants Pledge to Shield Consumers from AI's Soaring Energy Bills
NY Bill Would Bar AI Chatbots From Providing ‘Substantive’ Medical or Legal Responses
Trump Takes Sides in Crypto-Bank Showdown, Pushes Congress to Act
COMPETITION POLICY INTERNATIONAL
Artificial Intelligence
Fast Food Chains Put AI to Work
AWS Launches Agentic AI for Doctors’ Offices
Anthropic Returns to Negotiations With Pentagon Over AI Guardrails
Mastercard Unveils Open Standard to Verify AI Agent Transactions
MORE IN ARTIFICIAL INTELLIGENCE
Editor's Picks
The Hidden Driver of Consumer Spending Isn’t Income. It’s Mobility
Update: Supreme Court Draws Line on Tariffs and Hands Middle Market a Reset
Bank Charters Are Reshaping Who Can Compete for Consumer Deposits
MORE IN EDITOR'S PICKS
Data Point
68% of Banks Turn to AI as Fraud Outpaces Rule-Based Systems
98% of US Product Leaders Expect Gen AI to Improve Workflows
59% of Product Leaders Say Tariffs Are Rewriting Innovation Roadmap
52% of Small Businesses Don’t Revolve Their Credit Card Balances
MORE IN DATA POINT
B2B PAYMENTS
Why Small Business Owners Still Reach for Personal Cards
The Construction Problem Few Talk About. Payment Delays
Enterprises Drive Anthropic Run-Rate Revenue to $19 Billion
Shift4 Adds 140,000 Merchants in Worldline Deal
MORE IN B2B PAYMENTS
RETAIL
Kroger’s New CEO Bets on Deals, AI and eCommerce to Boost Sales
Corporate Earnings Confirm PYMNTS Data on a Cautious but Active Consumer
Target Looks to Build Sales Momentum Through AI-Driven Personalization
AI-Generated Damage Claims Trigger Retail Crackdown on Return Fraud
MORE IN RETAIL
Grocery
Kroger’s New CEO Bets on Deals, AI and eCommerce to Boost Sales
Grocery Battle Shifts to Loyalty as Walmart Dominates and Amazon Expands Digital
Online Retail Jumps 13% Year Over Year as Shoppers Hunt for Value
Keurig Dr Pepper Sales Surge 10% as Corporate Split Nears
MORE IN GROCERY
Restaurants
Fast Food Chains Put AI to Work
Burger King AI Assistant Frees Managers From Back-Office Tasks
Loyalty Programs Drive Nearly Two-Thirds of Restaurant Delivery Decisions
Steak ’n Shake Says Bitcoin Helps Beef Up Sales
MORE IN RESTAURANTS
Healthcare
AWS Launches Agentic AI for Doctors’ Offices
Security Experts Brace for Potential Iranian Cyberattacks on Infrastructure
Walgreens Brings Hybrid Pharmacy Program to 6 States
GoodRx Targets Digital Subscription Growth Amid 14% Dip in Active Consumers
MORE IN HEALTHCARE
Upcoming events
Identity Without Blind Spots: Trust, Speed and Continuous Assurance
March 16, 2026
Designing Enterprise Lifecycle Trust
March 19, 2026
MORE IN UPCOMING EVENTS
Exclusive Clips
Merchants Start Chasing High Approvals Instead of Low Fees
Thales Says Digital Wallets Enter a Fight for Control and Margins
Ameris Bank Tells CFOs Faster Invoices Mean Faster Revenue
New Branch CFO Say IPO Is a Discipline Not a Destination
MORE IN EXCLUSIVE CLIPS
Newswire Announcements
From Accounts to Tokens: The Next Evolution of Global Payment Infrastructure
BILL and Rillet Partner to Power Real-Time, AI-Native Finance Workflows
Shufti Achieves eIDV Coverage Across 4.29 Billion Identities in 60+ Countries
MORE IN NEWSWIRE ANNOUNCEMENTS
Karen Webster
Payroll
Welcome to the Transactional Economy
The Three Blind Spots in How Consumer Sentiment Is Measured
What Happens to Stores When AI Agents Do the Shopping?
Big Tech Faces the AI Innovator’s Dilemma.
How Affordability Became America’s Conversation
What 2026 Will Make Obvious
Longevity Rewrites the Economics of Inheritance
Latest Trackers®
Real-Time Payments
Beyond Speed: The Strategic Value of Real-Time Payments
The Credit Reset: How Unified Platforms Are Replacing Legacy Lending Infrastructure
Embedding Security: Designing Fraud Risk Out of Business Transactions
A Tale of Two Mindsets: How CUs and FinTechs Can Turn Culture Clash Into Collaboration
MORE IN LATEST TRACKERS®
Studies
Artificial Intelligence
AI Becomes a Daily Habit: The Consumer Shift From Trying Tools to Living With Them
2025–2026 Growth Corporates Working Capital Index: Research Report Data Book - March 2026
Introducing the PYMNTS Consumer Expectations Index
Ready for Change - February 2026
MORE IN STUDIES
Regulations
Loans
Bank Filings Highlight Growing Exposure to Volatile Private Credit Market
Stablecoins Face Tax-Time Reckoning as GENIUS Act Sets Compliance Bar
Prediction Markets Face Congressional Scrutiny Amid Trades on War
OCC Clarifies Charter Rule and Extends National Path for FinTechs
Ex-Trump Official Wants Prediction Markets Regulated by States
MORE IN REGULATIONS
Connected Economy
Amazon
Amazon’s eero Ensures Smart Homes Stay Online
Search Is Having Its New Haircut, New Me Moment
Google Expands Personal Intelligence Feature to AI Mode in Search
Google Aims at Merchants With Open-Source Universal Agentic Protocol
MORE IN CONNECTED ECONOMY
SMB
Loans
Platforms Expand SMB Lending as Working Capital Demand Rises
52% of Small Businesses Don’t Revolve Their Credit Card Balances
Mastercard: Small Business Growth Hinges on Using Tech Better, Not Chasing Trends
Small Businesses Signal It’s Time to Move Beyond Checks, PYMNTS–Mastercard Report Finds
Healthy Small Businesses Report 42-Point Edge in Card Approval Confidence
MORE IN SMB
Markets
Earnings
Kroger’s New CEO Bets on Deals, AI and eCommerce to Boost Sales
Corporate Earnings Confirm PYMNTS Data on a Cautious but Active Consumer
Off-Price Retailer Ross Stores Seizes Mainstream Market Share
Target Looks to Build Sales Momentum Through AI-Driven Personalization
MORE IN MARKETS
Cryptocurrency
Cryptocurrency
Crypto Bill Talks Stall as Banks Reject White House Stablecoin Compromise
Google Warns Spyware Steals Crypto From Older iPhones
Crypto Meets the Fed’s Core Payments System
Kraken First Digital Asset Bank to Gain Fed Payment Rail Access
MORE IN CRYPTOCURRENCY
Banking
Loans
Bank Filings Highlight Growing Exposure to Volatile Private Credit Market
Crypto Bill Talks Stall as Banks Reject White House Stablecoin Compromise
68% of Banks Turn to AI as Fraud Outpaces Rule-Based Systems
NY Fed: Banks Holding Stablecoin Deposits Are Lending Less
MORE IN BANKING
TechREG®
Blockchain
Witnesses Fault ‘Regulation by Enforcement’ of Digital Assets at Congressional Hearing
SEC Pauses Binance Prosecution Amid New Crypto Landscape
Report: UK Orders Apple to Allow Access to User Data
How US Stablecoin Regulation Could Change the Game for Global Payments
MORE IN TECHREG®