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Introducing the PYMNTS Consumer Expectations Index
Consumer Insights
Introducing the PYMNTS Consumer Expectations Index
New Branch CFO Say IPO Is a Discipline Not a Destination

Payroll
New Branch CFO Say IPO Is a Discipline Not a Destination
Embedding Security: Designing Fraud Risk Out of Business Transactions

Security & Fraud
Embedding Security: Designing Fraud Risk Out of Business Transactions
Mastercard’s Gerber Says CISOs Can’t Protect What They Can’t See

Cybersecurity
Mastercard’s Gerber Says CISOs Can’t Protect What They Can’t See
52% of Small Businesses Don’t Revolve Their Credit Card Balances

SMBs
52% of Small Businesses Don’t Revolve Their Credit Card Balances
Samsung and Perplexity Push New Agentic Tools Into Phones and the Cloud

artificial intelligence
Samsung and Perplexity Push New Agentic Tools Into Phones and the Cloud
Morgan Stanley Wants to Build the Back Office of Tokenized Real-World Assets

Cryptocurrency
Morgan Stanley Wants to Build the Back Office of Tokenized Real-World Assets

News & Trends

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Featured Insights


Embedding Security: Designing Fraud Risk Out of Business Transactions
Introducing the PYMNTS Consumer Expectations Index
Tax Refunds and the Paycheck-to-Paycheck Consumer
Ready for Change - February 2026

Antitrust & Competition Policy

CPI Competition Policy International logo

NY Bill Would Add New Criminal Penalties for Unlicensed Crypto Activity Treasury Issues AI Risk Management Guides for Banks and Fintechs  Utah Becomes Site of Last Flashpoint Between States and the White House Over AI Regs Federal Agency Vows to Fight States Over Prediction Market Crackdown 
COMPETITION POLICY INTERNATIONAL

Artificial Intelligence

BofA Economists See AI Creating New Types of Jobs
Google Expands Gemini 3.1 Pro Across Cloud and Enterprise Platforms
Anthropic’s Pentagon Sanctions Expose Enterprise AI’s Emerging Vendor Risks
Investors Ramp up Bets on the Agent Economy
MORE IN ARTIFICIAL INTELLIGENCE

Editor's Picks

The Hidden Driver of Consumer Spending Isn’t Income. It’s Mobility
Update: Supreme Court Draws Line on Tariffs and Hands Middle Market a Reset
Bank Charters Are Reshaping Who Can Compete for Consumer Deposits
MORE IN EDITOR'S PICKS

Data Point

52% of Small Businesses Don’t Revolve Their Credit Card Balances
Healthy Small Businesses Report 42-Point Edge in Card Approval Confidence
Planned Purchases Rise as Financial Stress Eases, Study Finds
14% of Consumers Use BNPL Even After Holiday Spending Surge
MORE IN DATA POINT

B2B PAYMENTS

Platforms Expand SMB Lending as Working Capital Demand Rises
New Branch CFO Say IPO Is a Discipline Not a Destination
Visa Closes Prisma and Newpay Acquisition to Expand in Argentina
Hot PPI Shows Service Prices Driving Inflation Higher
MORE IN B2B PAYMENTS

RETAIL

Walgreens Brings Hybrid Pharmacy Program to 6 States
Off-Price Retailer TJX Accelerates Brick-and-Mortar Expansion Plan
Grocery Battle Shifts to Loyalty as Walmart Dominates and Amazon Expands Digital
AI Agents Start Shopping and Payments Firms Adapt
MORE IN RETAIL

Grocery

Grocery Battle Shifts to Loyalty as Walmart Dominates and Amazon Expands Digital
Online Retail Jumps 13% Year Over Year as Shoppers Hunt for Value
Keurig Dr Pepper Sales Surge 10% as Corporate Split Nears
Ahold Delhaize Sees US Online Grocery Sales Jump 22%
MORE IN GROCERY

Restaurants

Burger King AI Assistant Frees Managers From Back-Office Tasks
Loyalty Programs Drive Nearly Two-Thirds of Restaurant Delivery Decisions
Steak ’n Shake Says Bitcoin Helps Beef Up Sales
Half of Retail Small Businesses Rely on Daily Sales to Stay Afloat
MORE IN RESTAURANTS

Healthcare

Walgreens Brings Hybrid Pharmacy Program to 6 States
GoodRx Targets Digital Subscription Growth Amid 14% Dip in Active Consumers
Alipay’s AI Payment and Health Apps Top 100 Million Users
The Medical School Dean Who Says AI in Healthcare Moved Faster Than He Ever Expected
MORE IN HEALTHCARE

Upcoming events

Designing Enterprise Lifecycle Trust
March 19, 2026
MORE IN UPCOMING EVENTS

Exclusive Clips

New Branch CFO Say IPO Is a Discipline Not a Destination
Making Digital Payments Feel Human Is Next Competitive Edge
Mastercard: Small Business Growth Hinges on Using Tech Better, Not Chasing Trends
Who Needs Whom? Card Networks, Stablecoins and the Future of Payments
MORE IN EXCLUSIVE CLIPS

Newswire Announcements

BILL and Rillet Partner to Power Real-Time, AI-Native Finance Workflows
Shufti Achieves eIDV Coverage Across 4.29 Billion Identities in 60+ Countries
Pay with Tether’s USDT across Latin America using SQRIL’s Scan-to-Pay QR code network switch.
MORE IN NEWSWIRE ANNOUNCEMENTS

Karen Webster


Consumer Insights
The Three Blind Spots in How Consumer Sentiment Is Measured
What Happens to Stores When AI Agents Do the Shopping?
Big Tech Faces the AI Innovator’s Dilemma.
How Affordability Became America’s Conversation
What 2026 Will Make Obvious
Longevity Rewrites the Economics of Inheritance
Consumers Pay the Price as State Regulation Fractures FinTech Scale

Latest Trackers®

Hero image for the PYMNTS Intelligence and Wex March 2026 Business Payments Tracker. Embedded payments expand the fraud landscape, requiring security built directly into payment design to reduce risk before funds move.
Security & Fraud
Embedding Security: Designing Fraud Risk Out of Business Transactions
A Tale of Two Mindsets: How CUs and FinTechs Can Turn Culture Clash Into Collaboration
2026’s Digital Blueprint: Building Payment Stability in Construction
Value-Driven Innovation: How Restaurants Are Adapting to Digital Expectations
MORE IN LATEST TRACKERS®

Studies

Hero image for the PYMNTS Intelligence Consumer Expectations Index. This Index tracks consumer sentiment, financial resilience and job security to reveal who has the capacity to spend and who doesn’t.
Consumer Insights
Introducing the PYMNTS Consumer Expectations Index
Ready for Change - February 2026
Split the Bill, Run the Budget: How BNPL Is Rewriting Consumer Spending
Wage to Wallet Index - February 2026
MORE IN STUDIES

Regulations


Bank Regulation
OCC Clarifies Charter Rule and Extends National Path for FinTechs
Ex-Trump Official Wants Prediction Markets Regulated By States
Morgan Stanley Wants to Build the Back Office of Tokenized Real-World Assets
This Week in Stablecoins: FinTech, Big Tech and Regulation
OCC Proposes Reserve and Risk Rules for Stablecoins
MORE IN REGULATIONS

Connected Economy


Amazon
Amazon’s eero Ensures Smart Homes Stay Online
Search Is Having Its New Haircut, New Me Moment
Google Expands Personal Intelligence Feature to AI Mode in Search
Google Aims at Merchants With Open-Source Universal Agentic Protocol
MORE IN CONNECTED ECONOMY

SMB

businessman on phone
Loans
Platforms Expand SMB Lending as Working Capital Demand Rises
52% of Small Businesses Don’t Revolve Their Credit Card Balances
Mastercard: Small Business Growth Hinges on Using Tech Better, Not Chasing Trends
Small Businesses Signal It’s Time to Move Beyond Checks, PYMNTS–Mastercard Report Finds
Healthy Small Businesses Report 42-Point Edge in Card Approval Confidence
MORE IN SMB

Markets

Duolingo
Earnings
Duolingo Bets on User Growth to Outpace AI Disruption
The RealReal Expands AI Push as Luxury Buyers Spend More
TD Bank Scales AI to Fix AML Program
Krispy Kreme Loyalty Program Tops 17 Million Amid Digital Shift
MORE IN MARKETS

Cryptocurrency


Cryptocurrency
Crypto Investors Cautious as Iran Conflict Continues
Crypto Sector Suffers Exodus of Reliable Retail Investors
Morgan Stanley Wants to Build the Back Office of Tokenized Real-World Assets
OCC Proposes Reserve and Risk Rules for Stablecoins
MORE IN CRYPTOCURRENCY

Banking


Bank Regulation
OCC Clarifies Charter Rule and Extends National Path for FinTechs
Morgan Stanley Wants to Build the Back Office of Tokenized Real-World Assets
Barclays Accelerates Push Into Stablecoins and Tokenized Deposits
Klarna Hits 9 Million Daily Users as New Bank Features Take Hold
MORE IN BANKING

TechREG®

Congress, House of Representatives
Blockchain
Witnesses Fault ‘Regulation by Enforcement’ of Digital Assets at Congressional Hearing
SEC Pauses Binance Prosecution Amid New Crypto Landscape
Report: UK Orders Apple to Allow Access to User Data
How US Stablecoin Regulation Could Change the Game for Global Payments
MORE IN TECHREG®
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