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The Three Blind Spots in How Consumer Sentiment Is Measured
Consumer Insights
The Three Blind Spots in How Consumer Sentiment Is Measured
Who Needs Whom? Card Networks, Stablecoins and the Future of Payments

Blockchain
Who Needs Whom? Card Networks, Stablecoins and the Future of Payments
Embedded Finance Firms Brace for Tighter US Regulations

Regulation
Embedded Finance Firms Brace for Tighter US Regulations
Banks Win When They Connect Risk Signals Across the Life Cycle

Fraud Prevention
Banks Win When They Connect Risk Signals Across the Life Cycle
AI Agents Start Shopping and Payments Firms Adapt

Artificial Intelligence
AI Agents Start Shopping and Payments Firms Adapt
Online Retail Jumps 13% Year Over Year as Shoppers Hunt for Value

eCommerce
Online Retail Jumps 13% Year Over Year as Shoppers Hunt for Value
Perplexity Challenges OpenClaw With Managed AI Agent

artificial intelligence
Perplexity Challenges OpenClaw With Managed AI Agent

News & Trends

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Featured Insights


Ready for Change - February 2026
A Tale of Two Mindsets: How CUs and FinTechs Can Turn Culture Clash Into Collaboration
Split the Bill, Run the Budget: How BNPL Is Rewriting Consumer Spending
Wage to Wallet Index - February 2026

Antitrust & Competition Policy

CPI Competition Policy International logo

Interoperability Becomes Finance’s Next Regulatory Flashpoint  US Steps Up Diplomatic Pressure on Countries That Limit Cross-Border Data Flows Increased Demand for T-bills From Stablecoin Issuers Could Roil Federal Debt Market: Report Trial Against Tech Giants Puts Social Media Design Under Scrutiny
COMPETITION POLICY INTERNATIONAL

Artificial Intelligence

Nvidia Posts Record Q4 as Jensen Declares 'Compute Equals Revenues' in AI Era
Santander Looks to AI for Digital Transformation
Perplexity Challenges OpenClaw With Managed AI Agent
OpenAI Intelligence Report Identifies New Tactics in AI-Enhanced Scams
MORE IN ARTIFICIAL INTELLIGENCE

Editor's Picks

The Hidden Driver of Consumer Spending Isn’t Income. It’s Mobility
Update: Supreme Court Draws Line on Tariffs and Hands Middle Market a Reset
Bank Charters Are Reshaping Who Can Compete for Consumer Deposits
MORE IN EDITOR'S PICKS

Data Point

Healthy Small Businesses Report 42-Point Edge in Card Approval Confidence
Planned Purchases Rise as Financial Stress Eases, Study Finds
14% of Consumers Use BNPL Even After Holiday Spending Surge
Firms Report Improved Financial Performance Linked to Use of Embedded Finance
MORE IN DATA POINT

B2B PAYMENTS

Chime Active Members Hit 9.5M as Demand Grows for Earned Wage Access
Lowe’s Deploys Digital Tools to Power Growing B2B Sales
JPMorgan’s $20 Billion Tech Bet Could Shrink FinTech’s Innovation Edge
Citigroup Aims to Help Bankroll $3 Trillion AI Infrastructure Buildout
MORE IN B2B PAYMENTS

RETAIL

AI Agents Start Shopping and Payments Firms Adapt
Online Retail Jumps 13% Year Over Year as Shoppers Hunt for Value
Lowe’s Deploys Digital Tools to Power Growing B2B Sales
Installment Payments Come to Luxury Retail as Wealthy Buyers Feel Price Pressures
MORE IN RETAIL

Grocery

Online Retail Jumps 13% Year Over Year as Shoppers Hunt for Value
Keurig Dr Pepper Sales Surge 10% as Corporate Split Nears
Ahold Delhaize Sees US Online Grocery Sales Jump 22%
Kroger Picks Walmart Vet Greg Foran as New CEO
MORE IN GROCERY

Restaurants

Loyalty Programs Drive Nearly Two-Thirds of Restaurant Delivery Decisions
Steak ’n Shake Says Bitcoin Helps Beef Up Sales
Half of Retail Small Businesses Rely on Daily Sales to Stay Afloat
Illinois Swipe Fee Law Upheld by Federal Court
MORE IN RESTAURANTS

Healthcare

GoodRx Targets Digital Subscription Growth Amid 14% Dip in Active Consumers
Alipay’s AI Payment and Health Apps Top 100 Million Users
The Medical School Dean Who Says AI in Healthcare Moved Faster Than He Ever Expected
Robots, Compliance and AI Receptionists: $1.45 Billion Backs AI Embedded in Real Operations
MORE IN HEALTHCARE

Upcoming events

Branch's New CFO Is Playing Chess With Workforce Payments
March 2, 2026
Designing Enterprise Lifecycle Trust
March 19, 2026
MORE IN UPCOMING EVENTS

Exclusive Clips

Who Needs Whom? Card Networks, Stablecoins and the Future of Payments
Banks Win When They Connect Risk Signals Across the Life Cycle
AI Agents Start Shopping and Payments Firms Adapt
For B2B Payments, Speed Is the New Strategy
MORE IN EXCLUSIVE CLIPS

Newswire Announcements

Shufti Achieves eIDV Coverage Across 4.29 Billion Identities in 60+ Countries
Pay with Tether’s USDT across Latin America using SQRIL’s Scan-to-Pay QR code network switch.
MORE IN NEWSWIRE ANNOUNCEMENTS

Karen Webster


Consumer Insights
The Three Blind Spots in How Consumer Sentiment Is Measured
What Happens to Stores When AI Agents Do the Shopping?
Big Tech Faces the AI Innovator’s Dilemma.
How Affordability Became America’s Conversation
What 2026 Will Make Obvious
Longevity Rewrites the Economics of Inheritance
Consumers Pay the Price as State Regulation Fractures FinTech Scale

Latest Trackers®

Hero image for the PYMNTS Intelligence and Velera February 2026 Credit Union Tracker series. CUs are expanding FinTech partnerships to speed innovation, yet perception divides on timelines, ROI and execution continue to shape results.
Credit Unions
A Tale of Two Mindsets: How CUs and FinTechs Can Turn Culture Clash Into Collaboration
2026’s Digital Blueprint: Building Payment Stability in Construction
Value-Driven Innovation: How Restaurants Are Adapting to Digital Expectations
Critical Moment: The AI Imperative for Credit Unions
MORE IN LATEST TRACKERS®

Studies


Active Study
Ready for Change - February 2026
Split the Bill, Run the Budget: How BNPL Is Rewriting Consumer Spending
Wage to Wallet Index - February 2026
Generations Under Pressure: How Younger Consumers Are Coping With Higher Living Costs
MORE IN STUDIES

Regulations

White House
Banking
White House Weighs Requiring Citizenship Checks for Bank Customers
Crypto.com Wins Conditional Approval for US Banking Charter
Ripple CEO Sees 90% Chance for Crypto Bill Breakthrough
SoFi and Square Show Why Bank Charters Matter Now
Legal Experts Say Shifting Federal Stance on Digital Assets Puts Bank Charters Back in Play
MORE IN REGULATIONS

Connected Economy


Amazon
Amazon’s eero Ensures Smart Homes Stay Online
Search Is Having Its New Haircut, New Me Moment
Google Expands Personal Intelligence Feature to AI Mode in Search
Google Aims at Merchants With Open-Source Universal Agentic Protocol
MORE IN CONNECTED ECONOMY

SMB

Hero for the February 2026 edition of the SMB Growth Report, A PYMNTS Intelligence and Mastercard collaboration. PYMNTS intelligence shows why SMBs still use cash and checks and what speeds adoption of business credit cards and digital payments.
SMBs
Small Businesses Signal It’s Time to Move Beyond Checks, PYMNTS–Mastercard Report Finds
Healthy Small Businesses Report 42-Point Edge in Card Approval Confidence
Payoneer Aims to Launch Stablecoin-Focused Digital Bank
Wellspring Debuts Treasury Management Tool for Small Businesses
Square Builds Out App Marketplace Ahead of Block's Earnings Report
MORE IN SMB

Markets

GoodRx
Earnings
GoodRx Targets Digital Subscription Growth Amid 14% Dip in Active Consumers
Nubank Profits Jump as Customer Base Grows 15%
Lowe’s Deploys Digital Tools to Power Growing B2B Sales
Circle Bets on 2026 Growth After Stablecoin Transactions Skyrocket 247%
MORE IN MARKETS

Cryptocurrency

Truist Financial
Cryptocurrency
Truist Offers Crypto Trading to Private Wealth Clients
Circle Bets on 2026 Growth After Stablecoin Transactions Skyrocket 247%
Binance Teams With Ondo to Offer Tokenized Securities
Meta Hopes to Launch Stablecoin Payments Project This Year
MORE IN CRYPTOCURRENCY

Banking


Banking
Santander Looks to AI for Digital Transformation
JPMorgan’s $20 Billion Tech Bet Could Shrink FinTech’s Innovation Edge
Citigroup Aims to Help Bankroll $3 Trillion AI Infrastructure Buildout
Deutsche Bank and Google Build AI Agents to Patrol Trading
MORE IN BANKING

TechREG®

Congress, House of Representatives
Blockchain
Witnesses Fault ‘Regulation by Enforcement’ of Digital Assets at Congressional Hearing
SEC Pauses Binance Prosecution Amid New Crypto Landscape
Report: UK Orders Apple to Allow Access to User Data
How US Stablecoin Regulation Could Change the Game for Global Payments
MORE IN TECHREG®
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