TechREG
Ingo Payments’ Edwards: 2025 Will Change the Rules for Bank-FinTech Partnerships
Friday 20th December - 4:03 amAs the banking and payments sector stands on the cusp of 2025 on a new ...Morgan Stanley Expects Favorable Environment for Lenders in 2025
Thursday 19th December - 5:59 pmMorgan Stanley reportedly upgraded its rating and price targets on shares of several credit card ...Homeland Security Head Criticizes EU’s ‘Adversarial’ AI Approach
Thursday 19th December - 1:44 pmAmerica’s homeland security chief is reportedly worried about the European Union’s approach to AI regulation. Alejandro ...Capital One: Delaware’s Approval Moves Discover Acquisition Closer to Completion
Thursday 19th December - 11:27 amCapital One said Thursday (Dec. 19) that its previously announced acquisition of Discover Financial Services ...Apple Faces New EU Call to Open iPhone to Competitors
Thursday 19th December - 11:13 amApple is facing new pressure in Europe to let competitors access its iPhone operating system. The European ...Trump 2.0 Expected to Pursue Regulatory Rollbacks at CFPB
Thursday 19th December - 10:58 amA flurry of announcements and proposals from the Consumer Financial Protection Bureau in the weeks ...Regulators Eye Interest Rates as Retail-Branded Cards Gain Traction
Wednesday 18th December - 4:33 pmMore than a quarter of consumers own a store card, defined as a card that ...FTC to Settle Complaint Against Rytr for Enabling AI-Generated Reviews
Wednesday 18th December - 4:00 pmThe Federal Trade Commission approved a final order settling its complaint against Rytr for selling ...New Zealand’s Commerce Commission Proposes Cutting Merchant Card Fees
Wednesday 18th December - 2:09 pmNew Zealand’s Commerce Commission has proposed reducing the fees the country’s businesses pay for accepting ...CFPB Reports ‘Dramatic’ Increase in Complaints About Card Rewards
Wednesday 18th December - 8:50 amAmerica’s leading consumer finance watchdog is warning credit card companies not to devalue rewards points. The Consumer ...SEC and Express Settle Charges Related to Disclosure Obligations
Tuesday 17th December - 3:46 pmThe Securities and Exchange Commission (SEC) settled charges with Express, Inc., in which it alleged ...NY Seeks Fairer Lending From Nonbank Mortgage Companies
Tuesday 17th December - 3:19 pmNew York’s financial watchdog has proposed new measures governing nonbank mortgage lenders. The New York State Department ...FTC Finalizes ‘Bait and Switch’ Rule for Event Ticketing and Lodging Sectors
Tuesday 17th December - 12:07 pmThe FTC has unveiled a rule blocking “bait-and-switch” pricing for hotels and concert tickets. Such tactics, the Federal ...UK Aims to Regulate AI’s Use of Copyrighted Materials
Tuesday 17th December - 8:45 amThe British government is preparing to regulate the use of copyrighted material in training AI. The ...FDIC Finds More ‘Problem Banks,’ Now at 3-Year High
Monday 16th December - 6:07 pmThe Federal Deposit Insurance Corp.’s roster of “problem banks” continues to grow. The overall number of ...ABA Urges Fed to Withdraw Proposed Debit Interchange Fee Cap
Monday 16th December - 2:04 pmThe American Bankers Association (ABA) said the proposed amendments to Regulation II that would cap ...UK’s FCA Seeks Comment on Proposed Cryptocurrency Regulations
Monday 16th December - 1:18 pmThe United Kingdom’s Financial Conduct Authority is seeking public comment on its plans to improve ...UK Publishes Safety Rules for Online Service Providers
Monday 16th December - 1:05 pmThe United Kingdom’s internet regulator issued final safety guidelines for online service providers. “People in the ...Walmart’s Mexican Business Unit to Challenge Antitrust Authority’s Ruling
Monday 16th December - 12:20 pmWalmart’s Mexican business unit, Walmart de México y Centroamérica (Walmex), said a decision by Mexico’s ...Yellen Cautions Trump Against Meddling With Financial Regulations
Sunday 15th December - 6:13 pmTreasury Secretary Janet Yellen says the next administration should leave “critically important” financial regulations untouched. In ...Lawmakers Tell Apple and Google to Prepare for TikTok Ban
Friday 13th December - 6:32 pmThe Republican and Democratic leaders of a House select committee said Friday (Dec. 13) that TikTok ...CFPB: High Interest Rates Drove ‘Significant Decline’ in Mortgage Lending in 2023
Friday 13th December - 3:49 pmResidential mortgage lending activities showed a “significant decline” in 2023, the Consumer Financial Protection Bureau ...UK’s Regulator to Cap Cross-Border Interchange Fees
Friday 13th December - 10:39 amThe United Kingdom’s Payment Systems Regulator (PSR) proposed a price cap on cross-border interchange fees ...European Lawmakers Ask UK to Reconsider Cap on Interchange Fees
Thursday 12th December - 10:08 amEuropean lawmakers reportedly asked the United Kingdom’s Payment Systems Regulator (PSR) to reconsider its plans ...CFPB Unveils Overdraft Fee Regulations for Large Banks and Credit Unions
Thursday 12th December - 8:56 amNearly a week after a federal judge blocked a cap on “junk fees,” the Consumer ...Uber Says NYC’s Proposed Requirements Would Leave Drivers Without Insurance
Wednesday 11th December - 5:02 pmUber reportedly told New York City’s taxi regulator that proposed changes to commercial auto insurance ...Basel Committee Debuts Credit Risk Guidelines for Banks
Wednesday 11th December - 4:09 pmA global banking watchdog introduced new guidelines covering counterparty credit risk (CCR) management. The regulations issued ...Three Things to Watch as FDIC Tightens Up on FinTech
Tuesday 10th December - 4:39 pmSeveral watchdogs and agencies are sharpening their gaze on FinTechs, specifically bank-FinTech relationships and the ...Newly Flush With Capital, Challenger Banks Face New Challenges
Tuesday 10th December - 12:48 pmA wave of funding rounds over the past several months is giving challenger banks fresh ...Lawsuit Alleges UK’s FCA Unfairly Excluded Some Businesses From Compensation
Tuesday 10th December - 10:47 amA lawsuit in the United Kingdom alleges that the country’s Financial Conduct Authority (FCA) unfairly ...NFIB: Small Business Optimism Sees Post-Election Rebound
Tuesday 10th December - 9:40 amSmall business owners in the United States are more optimistic following an almost three-year stretch ...CFPB Bans Performant From Servicing or Collecting Student Loan Debt
Monday 9th December - 3:15 pmThe Consumer Financial Protection Bureau (CFPB) banned Performant Recovery from servicing or collecting any student ...30% of Small Businesses Have Filed Beneficial Ownership Information Reports
Monday 9th December - 11:21 amAs of Dec. 1, one month before the Jan. 1 deadline, about 30% of small ...Fed Oversight Council Argues for More Control Over FinTech
Friday 6th December - 7:51 pmThe Financial Stability Oversight Council (FSOC) said Friday (Dec. 6) that Congress should pass legislation ensuring ...Google Sues CFPB, Calling Supervisory Designation Order ‘Government Overreach’
Friday 6th December - 5:47 pmThe Consumer Financial Protection Bureau (CFPB) ordered federal supervision of Google on Friday (Dec. 6) after ...CFPB Sues Comerica Bank Over Handling of Federal Benefits Program
Friday 6th December - 3:18 pmThe Consumer Financial Protection Bureau (CFPB) sued Comerica Bank Friday (Dec. 6), alleging that the bank committed ...TD Bank Says Earnings Growth ‘Challenging’ Amid AML Remediation
Thursday 5th December - 4:17 pmTD Bank Group said Thursday (Dec. 5) that for the coming fiscal year, “it will ...New EU Competition Chief Aims to Continue Effort to Break Up Google
Thursday 5th December - 2:26 pmThe European Union’s new competition chief, Teresa Ribera, reportedly said that a breakup of Google ...Report: FDIC Ramps Up FinTech Scrutiny
Thursday 5th December - 10:57 amThe Federal Deposit Insurance Corporation (FDIC) reportedly has begun more closely tracking FinTechs that partner ...Bitcoin Crosses $100K Threshold on News of Trump’s SEC Pick
Thursday 5th December - 8:37 amBitcoin’s price has exceeded $100,000 for the first time, a milestone for the digital currency. The ...FTC Sends Refunds in Case Alleging False Promises of ‘Fast Shipping’
Wednesday 4th December - 3:01 pmThe Federal Trade Commission (FTC) is sending refunds to consumers it says were affected by ...FDIC Pushes for Transparency in Bank-FinTech Partnerships
Tuesday 3rd December - 3:19 pmAs banks link with FinTechs, as new financial services are forged, with consumer-facing apps and ...New Year, New AML and Compliance Approach for Financial Institutions
Tuesday 3rd December - 2:24 pmIt’s almost 2025, but many businesses are still facing the same old anti-money laundering (AML) ...New CFPB Proposed Rule Would Restrict Data Brokers’ Reach
Tuesday 3rd December - 1:57 pmAs the year draws to a close, the end of 2024 has been marked by ...Compliance Divides Stablecoin Market: Why CFOs and Treasury Teams Should Care
Tuesday 3rd December - 12:02 pmRegulatory clarity sits at the center of the convergence of crypto and traditional finance. And, from ...Apple’s Developer Fees Face $995 Million UK Legal Challenge
Tuesday 3rd December - 9:46 amApple reportedly is facing litigation from British app developers over its App Store commissions. The class action ...Treasurers Step Into Spotlight as Strategic Backbone of 21st Century Businesses
Monday 2nd December - 5:26 pmIn the corridors of power that govern corporate strategy, treasurers have long worked in relative ...Crypto and FinTech Cry Foul Over Debanking — Could Real Issue Lie in Risk?
Monday 2nd December - 2:48 pmFinTech and crypto investor Marc Andreessen kicked off a firestorm over the weekend by alleging, ...What Are Consumers Buying With Crypto This Black Friday?
Friday 29th November - 4:00 amVideo killed the radio star, but could cryptocurrency payments kill credit and debit cards? Even though ...FTC to Expand Telemarketing Sales Rule to Combat Tech Support Scams
Wednesday 27th November - 7:37 pmThe Federal Trade Commission (FTC) is a step closer to expanding its Telemarketing Sales Rule (TSR) ...UK’s FCA Seeks Comments on Streamlining Investor Protection Rules
Wednesday 27th November - 10:23 amThe United Kingdom’s Financial Conduct Authority launched a consultation on proposals to transfer firm-facing requirements ...FTC: Evolv Oversold Abilities of AI-Powered Weapon Detector
Tuesday 26th November - 4:32 pmThe FTC has accused Evolv Technologies of overstating the capabilities of its in-school weapons-detection system. The Federal Trade Commission (FTC) ...Apple Ordered to Lift In-App Purchase Restrictions in Brazil
Tuesday 26th November - 3:43 pmYet another antitrust regulator has taken issue with Apple’s in-app payment system. As Reuters reported Monday (Nov. 25), Brazil’s Cade says Apple ...Private Sector Will Pave Path for X-Border Payments Transformation
Tuesday 26th November - 11:57 amThe Treasury Department is pushing for frameworks and international standards for cross-border transactions — because ...UK Targets 2026 for Crypto Rules as Digital Asset Ownership Climbs
Tuesday 26th November - 9:49 amThe United Kingdom’s Financial Conduct Authority published its cryptocurrency regulation roadmap amid increasing digital asset ...UK’s FCA Aims to Support Competitiveness of Financial Services Sector
Monday 25th November - 3:13 pmThe United Kingdom’s Financial Conduct Authority (FCA) has launched an economic research competition that will ...AI-Powered Search Engines Emerge as Google Faces Antitrust Scrutiny
Friday 22nd November - 11:14 amThe history of the search landscape is a journey of technological innovation, evolving user behavior ...UK’s CMA Says Apple and Google Policies ‘Hold Back Innovation’
Friday 22nd November - 10:42 amApple and Google may face a formal investigation into their mobile ecosystem policies in the ...UK to Consider Comprehensive Regulatory Framework for Crypto Sector
Thursday 21st November - 5:13 pmThe United Kingdom reportedly will consider a comprehensive regulatory framework for the cryptocurrency sector in ...Amazon Marketplace Could Reportedly Face EU Antitrust Case in 2025
Thursday 21st November - 5:09 pmEuropean regulators are reportedly set to investigate whether Amazon’s marketplace favors its branded products. The European ...Google Blasts DOJ’s ‘Radical’ Antitrust Proposal
Thursday 21st November - 5:02 pmGoogle is criticizing what it called a “radical” proposal to remedy government antitrust claims. The tech ...Final CFPB Rule Expands Oversight of Big Tech’s Payments Ambitions
Thursday 21st November - 12:03 pmThe payment ambitions of the largest, marquee names in technology now will come under greater ...Report: DOJ Will Ask Judge to Force Google to Sell Core Products
Wednesday 20th November - 6:16 pmThe U.S. Department of Justice reportedly plans to ask a judge to order Google to ...Regulators Tell House Committee They’ll Pause New Banking Rules
Wednesday 20th November - 5:13 pmThere’ll be a moratorium on new banking rules — at least for a bit. A trio ...OCC’s Hsu Supports Chartering Regime for Nonbanks
Wednesday 20th November - 4:00 pmActing Comptroller of the Currency Michael J. Hsu said he supports “federal payments regulation and ...Citi Sees Blockchain at Center of Borderless Commerce Initiative
Wednesday 20th November - 4:01 amIf the payments landscape had a holy grail, it would be seamless cross-border payments. Unlike domestic ...Google-Anthropic Partnership Gets UK Antitrust Regulator Approval
Tuesday 19th November - 2:01 pmThe UK’s competition watchdog has cleared Google’s partnership with Anthropic. The Competition and Markets Authority (CMA) ...Goldman Sachs Head Predicts M&A ‘Pick-up’ in 2025
Tuesday 19th November - 11:04 amGoldman Sachs Chairman David Solomon has reportedly predicted stronger capital raising under the next Trump administration. Solomon also ...Report: Dave Picks New Marketing Head as It Faces FTC Lawsuit
Tuesday 19th November - 9:08 amDigital bank Dave has reportedly named a new marketing chief amid regulatory troubles. Kevin Frisch, a veteran of ...Revolut to Expand Trading Products After Receiving UK License
Monday 18th November - 12:12 pmGlobal FinTech Revolut plans to offer its customers in the United Kingdom new trading products ...67% of FinTechs Prioritize Mobile Capabilities to Drive Growth and Engagement
Monday 18th November - 4:00 amFinTechs are pursuing modernization to stay competitive, focusing on mobile capabilities and enhancing user experience. According ...Making Sense of FinCEN’s Jan. 1 Business Ownership Reporting Requirements
Friday 15th November - 5:33 pmThere’s an upcoming deadline for companies in the United States. Many firms and corporations created or ...CFPB Urges Greater Accountability for Student Loan Servicers
Friday 15th November - 3:19 pmThe Consumer Financial Protection Bureau (CFPB) is urging legislators and other policymakers to make reforms that ...Surging Business Innovation Puts Compliance Role at Center of Growth
Friday 15th November - 3:03 pmFrom blockchain to artificial intelligence (AI) and embedded finance, innovation within B2B is continually reaching ...Visa Says European Antitrust Watchdog Investigating Its Acquirer Fees
Thursday 14th November - 3:13 pmVisa says European regulators are investigating the fees it charges retailers. The company revealed the European ...
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